WHY SINGLE PARENTS NEED A WILL

Child. Growing Potential

Are your children the beneficiaries of your life insurance? Do you realise the problems this creates if they’re under 18? Since they haven’t reached the age of majority (currently 18), they cannot manage their own financial resources. This means that someone else has to do it for them. That someone else would be the legal guardian, who in […]

INFOGRAPHIC – WHAT DO UNDER 35’S CLAIM MOST FOR

Walking with Crutches

If you were the owner of a life insurance company, would you insure anyone younger than 35? Think about it…they’re young, they’re healthy – and unfortunately – they’re also scared of nothing. I have a copy of the Liberty Life claims statistics for 2013. You’d probably think there would be a ton of death claims for […]

WHAT INCOME WILL A MILLION RAND PENSION BUY YOU?

Broke Pensioner

Are you avoiding talking about retirement? If you saw how little a million does for you, would this motivate you? Yes, we’re all in the same boat. Retirement is creeping closer and closer, and you’re already struggling to make ends meet right now. The big question is, “Where are you going to find the extra money to save?” […]

WHICH IS CHEAPER – CHEQUE OR SAVINGS ACCOUNT?

Blank cheque and fountain pen

Paying too much because you’re on a savings account instead of a cheque account? The topic came up this morning while I was standing at a counter paying for a puncture repair. The guy hands me the invoice, takes my card, and asks ‘cheque or savings’. By the way I know this is off topic, but have you ever […]

WHAT TO DO IF SOMEONE SMACKS YOUR BEHIND

Bumper Bashing

Ever been whacked from behind while standing still in rush hour traffic? Imagine this situation… Traffic comes to a screeching halt in front of you. You switch on your hazards, and hope like crazy that the 18 wheeler behind you stops in time. Nothing scarier than an 18 wheeler behind you, wouldn’t you agree? Anyway, nine […]

ARE YOU WASTING MONEY ON AN EXPENSIVE MEDICAL AID?

Empty Hospital operating theatre

What would a family of three pay if they joined the Discovery Classic Comprehensive plan today? R7, 929 a month. The question  we need to ask is, “Is that cheap or expensive?” I suppose that depends on what you earn, but think about this for a moment… What sort of car could you buy for that? […]

CAR HIRE – DON’T GET TAKEN FOR A RIDE

Car Hire Trap

What’s the longest you’ve ever sat without a car? The longest I’ve ever been without a car is three weeks. That’s because of my love-hate relationship with panelbeating shops…and my stupidity around car hire. It’s tough when your only car ends up at the panelbeaters – or gets nicked – and you need to get to work. Some of […]