SHORT OR LONG TERM INSURANCE – WHICH IS BETTER?

Confused man choosing between short or long term insurance

Ever wondered what they mean by ‘Long Term Insurance’ and ‘Short Term Insurance’? Quite honestly, before I got into insurance, I never really cared, and I bet the same thing applies to you, right? But like me, I’m quite sure you don’t want to look stupid at a function when someone asks you: “So who […]

CAN THEY REFUSE MY MEDICAL AID APPLICATION IF I’M SICK?

Doctor expressing shock at Medical Aid

Does the thought of moving medical aid schemes scare the living daylights out of you? Maybe you’re sickly and afraid to switch to a new medical aid scheme because they’ll charge you more, or worse, turn you down? Maybe your scheme is just getting too expensive and/or the benefits offered are becoming less and less? […]

WHAT DOES FINANCIAL PLANNING MEAN TO YOU?

Ask ten people about the meaning of ‘financial planning’ and you might get ten different answers: “It’s about buying insurance” “It’s about investments” “It’s about getting out of debt” “It’s about setting up a trust or writing a will” “It’s about making sure you don’t end up paying taxes at death” “It’s about paying less […]