IS THIS BETTER THAN MEDICAL AID?

A lot of people seem to be asking the same question: “Isn’t there something better than medical aid out there?” The simple answer is no, and we’d never recommend cancelling your medical aid either. Here’s why: All a medical scheme is, is a group of people pooling together their contributions to pay everyone’s medical costs. […]

WHAT IF MEDICAL AID ISN’T AN OPTION?

Have you heard about what happened at the Pietersburg state hospital? Story goes that a young woman suffered a miscarriage and was forced to use a state hospital because she couldn’t come up with the R15, 000 for a private hospital. Apparently they carried out the procedure with no anesthetic. Can you believe that? What they did was […]

WHY YOUR MEDICAL AID ISN’T PAYING THE BILLS

So last year you exhausted your medical aid by June. This year you upgraded, it’s costing double, and they still aren’t paying. What’s going on? It’s called the self-payment gap – it’s usually only found on the more expensive plans – and it creates the most confusion. Take me for example. I spend just over R2, […]

SHOULD YOU RESIGN AND CASH IN YOUR PROVIDENT FUND?

Provident Fund payout

The question on everyone’s mind: “Is the government trying to steal my provident fund?” Well that could be a possibility further down the road, you never know. Who’s to say they won’t force all pension and provident funds to invest in government bonds at some point? Or introduce some or other ‘extra’ tax on the rich […]

IS IT WORTHWHILE JOINING THE AA?

Ever asked yourself what’s the difference between the AA and the free roadside assistance on your car insurance policy? Well I found myself asking this exact question, so I decided to do a little investigation of my own. But before we go there, I want you to imagine this situation… Your wife was attending a business […]

SANLAM ICOVER – EVERY ONE OF US NEEDS THIS!

This could have been you…you know that, right? On the 3rd of January Isaac headed back home from the coast. It was a journey he never finished as expected… There was only one word to describe last year – awful. Retrenched early in May; it wasn’t until October that things turned around again. Isaac found […]

WHY THE 1st FOR WOMEN TRAVEL BENEFIT SCORES MAXIMUM POINTS

As the insurance space in SA becomes more and more competitive, consumers are continuously looking for additional value, and insurers (well some of them) are trying harder and harder to gain an edge by offering more than the next guy. It’s not enough nowadays to simply offer a competitive insurance premium, you’ve got to be […]

WHICH DISCOVERY HEALTH SAVER PLAN BEST SUITS CAPETONIANS?

Or anyone living in Kwazulu-Natal and elsewhere in the Cape

Cape Town Coast

Which Discovery Health Saver option is best if you happen to live in the Cape or Kwazulu-Natal? It’s not quite as simple as you might think. Here’s why: I got an email last week which went something like this. “I’d like to upgrade to the Discovery Health Classic Delta Saver option next year.” I’m thinking: “Classic […]

THE HOLLARD LIFE BASIC CRITICAL ILLNESS BENEFIT

Here is why you should always choose the MAX option

female cancer patient

Do critical illness benefits work the same way as life cover? Don’t bet your life on it…I wouldn’t bet mine! We all know what life insurance does, right? You buy 1 million Rand’s worth of life insurance on the off chance of dying. If that happens, your loved one’s get to use the money to […]

HAS YOUR MEDICAL AID TOLD YOU ABOUT THE GAP?

doctor bill

Will your medical aid pay 100% of the cost for a stay in hospital? Maybe…maybe not. But I wouldn’t bet on it if I was you. Could I ask you to carefully read what is written below – and take action? This article could one day save you, or your loved ones, thousands of Rands. I believe that with […]