DO YOU NEED MOTOR WARRANTY COVER?

We unpack the Bidvest Insurance warranty product

At some point or another we’ve all experienced that awful knocking sound a car makes when something is about to pack up! It sounds like, well it sound like “cash”! Cash we don’t really have lying around, which we’re going to need to find in order to sort the issue out. But thankfully there is […]

OUTSURANCE BUSINESS – THIS IS WHAT MAKES THEM DIFFERENT

As a business owner, could you explain your commercial insurance policy? Probably not,right?

As a business owner, if I asked you to pull out your commercial insurance policy and explain it to me, could you? Probably not, right? From experience I know that I often have to reread the wordings to make certain that I fully understand. Let’s take a peek inside your average commercial policy wording to […]

SHOULD YOU EVEN BE PAYING TAX?

South Africa's Residence Based Tax System

Should you ever tell SARS about the money you earn overseas?   Sounds a bit unfair, right? Living in London isn’t cheap and having to pay tax locally ain’t nice. Is there a loophole? Let’s find out… The first thing you need to know is that we use a residence based system of tax. So, […]

TAX-FREE PLAN – FOLLOW THESE RULES

Old Mutual Tax Free Plan from R170 per month

Is there any type of investment – with tax benefits similar to a retirement annuity – which allows you to cash in whenever you want?   A retirement annuity has always been the preferred way to get something back from the taxman. It still is…if you earn enough to have a tax problem. But one […]

DOES YOUR LIFE INSURANCE MAKE A DIFFERENCE?

The Different Life way of doing things is pretty darn cool

May I ask you a question? Who wants a share of your wallet or purse? If it’s not our government wanting a bigger piece of the pie with taxes, then it’s the supermarket down the road raising their prices week in and week out. And when it comes to shopping – you pay to park […]

WHAT YOU NEED TO KNOW ABOUT 1LIFE FUNERAL COVER

Because not all funeral plans are created equally

Did you know 1Life offers life insurance as well as funeral cover? Their life insurance is aimed at settling all your debts and replacing your income in the event of death. Think of all the day to day expenses which will continue even after they’ve tossed the last shovel full of earth. Funeral cover, on […]

KING PRICE INSURANCE – IS IT A GIMMICK?

If the value of your car decreases, shouldn't your insurance premiums?

Don’t you hate it? You buy a home, right? You pay your bond for twenty years, let’s say R5, 000 a month, and down to the very last payment, you pay R5, 000. Never mind the fact, that if you add up everything you’ve spent over those twenty years, you could have bought 3 homes. […]

OUTSURANCE – WHY YOU CAN’T IGNORE THEM

The Ombudsman for Short-Term Insurance has released a new report and OUTsurance are tops

Think about this for a moment. The two of us are trying to get the same client – let’s call him Mr Zed. You call him, quote him, and try to close the business over the phone. I call him, arrange to meet for coffee, exchange pleasantries, agree to shop around for the best possible […]

IS IT WORTHWHILE JOINING THE AA?

We take a closer look at their Advantage Plus product

Ever asked yourself what’s the difference between the AA and the free roadside assistance on your car insurance policy? Well I found myself asking this exact question, so I decided to do a little investigation of my own. But before we go there, I want you to imagine this situation… Your wife was attending a business […]

OLD MUTUAL – WHY CHOOSE THEM FOR YOUR LIFE INSURANCE?

We Look At The GREENLIGHT Offering From Old Mutual

So you’ve got a few health concerns, nothing to major – high blood pressure or raised cholesterol maybe.  But it’s under control as far as you’re concerned. You’re thinking of taking out life insurance with one of the direct insurance companies after reading one of our articles. But here’s when you shouldn’t: Every single article […]

THE TRUTH ABOUT ZESTLIFE

What Can Some Of Their 2016 Claims Stats Tell Us?

Today we’re asking two questions: Is medical gap cover a waste of money? Is Zestlife just out there to take your money? Before we answer those questions, here are three things we hate about medical care in South Africa: Spending thousands of Rands a year on medical aid when we seldom claim The thought of […]