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	<title>Insurance Fundi &#187; All Posts</title>
	<atom:link href="http://www.insurancefundi.co.za/category/all-posts/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.insurancefundi.co.za</link>
	<description>Because everyone has something to lose</description>
	<lastBuildDate>Thu, 17 May 2012 17:38:48 +0000</lastBuildDate>
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		<title>When Last Did You Check The Fineprint In Your Cellphone Insurance Contract?</title>
		<link>http://www.insurancefundi.co.za/cellphone-insurance</link>
		<comments>http://www.insurancefundi.co.za/cellphone-insurance#comments</comments>
		<pubDate>Thu, 17 May 2012 17:38:48 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Car and Home Insurance]]></category>
		<category><![CDATA[car and home insurance]]></category>
		<category><![CDATA[cellphones]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8148</guid>
		<description><![CDATA[So you&#8217;ve just splashed out on a brand-new Apple iPhone 4S  have you?
Problem is that it&#8217;s a lot of money to be carrying around in your pocket.
Can you imagine walking out the cellphone store, without insurance nogal, and then dropping the phone in the toilet?
So as you sign that 24 [...]
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<li><a href='http://www.insurancefundi.co.za/multipoint-check' rel='bookmark' title='Discovery Insure | How Easy Is It To Get Through The Tiger Wheel &amp; Tyre Multi-Point Check?'>Discovery Insure | How Easy Is It To Get Through The Tiger Wheel &#038; Tyre Multi-Point Check?</a></li>
<li><a href='http://www.insurancefundi.co.za/parties-insurance-contract' rel='bookmark' title='Financial Planning | Who Has Legal Rights In An Insurance Contract'>Financial Planning | Who Has Legal Rights In An Insurance Contract</a></li>
<li><a href='http://www.insurancefundi.co.za/healthcare-in-rsa/' rel='bookmark' title='Healthcare in South Africa &#8211; The check up!'>Healthcare in South Africa &#8211; The check up!</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I “Top-Up” My Medical Aid Savings?</title>
		<link>http://www.insurancefundi.co.za/top-up-medical-aid-savings</link>
		<comments>http://www.insurancefundi.co.za/top-up-medical-aid-savings#comments</comments>
		<pubDate>Wed, 09 May 2012 21:26:14 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical aid savings]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8131</guid>
		<description><![CDATA[
“Brendan, my medical aid savings has run dry, what are the medical aid’s banking details so I can transfer some money and “top-up” my account?” If you belong to a medical aid scheme and you don’t know the answer to this question then please take a minute to read the [...]
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<li><a href='http://www.insurancefundi.co.za/medical-savings-calculation' rel='bookmark' title='Discovery Health | How Is My Medical Savings Account Calculated?'>Discovery Health | How Is My Medical Savings Account Calculated?</a></li>
<li><a href='http://www.insurancefundi.co.za/waiting-periods-for-medical-aid-savings-payout' rel='bookmark' title='Why Does It Take So Long To Get My Medical Aid Savings Paid Out?'>Why Does It Take So Long To Get My Medical Aid Savings Paid Out?</a></li>
<li><a href='http://www.insurancefundi.co.za/timetotopup/' rel='bookmark' title='Time to top-up your medical aid !'>Time to top-up your medical aid !</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Death And Capital GainsTaxes In 2011</title>
		<link>http://www.insurancefundi.co.za/cgt-death-2011</link>
		<comments>http://www.insurancefundi.co.za/cgt-death-2011#comments</comments>
		<pubDate>Mon, 07 May 2012 17:35:01 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>
		<category><![CDATA[Death]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8120</guid>
		<description><![CDATA[So when it comes to financial planning, what on earth does capital gains tax have to do with dying?
Well, as it turns out…quite a bit unfortunately!
You see before we can get around to winding up the estate and dishing out assets left right and centre, we need to wind up [...]
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<li><a href='http://www.insurancefundi.co.za/cgt-two' rel='bookmark' title='How Do They Calculate Capital Gains Tax &#8211; Part Two'>How Do They Calculate Capital Gains Tax &#8211; Part Two</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-three' rel='bookmark' title='How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three'>How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-one' rel='bookmark' title='How Do They Calculate Capital Gains Tax?'>How Do They Calculate Capital Gains Tax?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/cgt-death-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do Ex-Patriots Returning To SA Pay Late Joiner Penalties?</title>
		<link>http://www.insurancefundi.co.za/do-ex-pats-pay-medical-aid-late-joiner-penalties</link>
		<comments>http://www.insurancefundi.co.za/do-ex-pats-pay-medical-aid-late-joiner-penalties#comments</comments>
		<pubDate>Wed, 25 Apr 2012 15:46:40 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical schemes]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8107</guid>
		<description><![CDATA[
It’s been six years and you’ve had enough of the grey skies, persistent rain and horrible beer! It’s time to cross the pond and come back home to South Africa. Before you buckle yourself into the aeroplane seat you’ve got a few things to sort out. One of them is [...]
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<li><a href='http://www.insurancefundi.co.za/how-do-medical-aid-late-joiner-penalties-work' rel='bookmark' title='How Does That Medical Aid Late Joiner Penalty Thing Work Again?'>How Does That Medical Aid Late Joiner Penalty Thing Work Again?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-general-waiting-periods' rel='bookmark' title='Can a medical aid scheme impose a general waiting period?'>Can a medical aid scheme impose a general waiting period?</a></li>
<li><a href='http://www.insurancefundi.co.za/premium-care' rel='bookmark' title='Medical Top Up Cover | Who Will Pay For Their Medical Aid If You Die?'>Medical Top Up Cover | Who Will Pay For Their Medical Aid If You Die?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/do-ex-pats-pay-medical-aid-late-joiner-penalties/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I’m On A Medical Aid I Don’t Need Critical Illness Cover!</title>
		<link>http://www.insurancefundi.co.za/medical-aid-vs-critical-illness-cover</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-vs-critical-illness-cover#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:13:45 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[cancer benefits]]></category>
		<category><![CDATA[Critical Illness]]></category>
		<category><![CDATA[oncology benefits]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8095</guid>
		<description><![CDATA[
I think my response to that statement would simply be “Are you 100% sure your medical scheme is going to provide you with sufficient cover if you get really really ill?” And if you can confidently say “I’m 100% sure they will!” then don’t read the rest of this article!
But you probably [...]
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<li><a href='http://www.insurancefundi.co.za/3-reasons-why-you-need-critical-illness-cover' rel='bookmark' title='The 3 Biggest Reasons Why You Need Critical Illness Cover!'>The 3 Biggest Reasons Why You Need Critical Illness Cover!</a></li>
<li><a href='http://www.insurancefundi.co.za/critical-illness-joost' rel='bookmark' title='Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!'>Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!</a></li>
<li><a href='http://www.insurancefundi.co.za/getting-covered-while-you-are-young' rel='bookmark' title='Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients'>Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/medical-aid-vs-critical-illness-cover/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Having A Burglar Alarm Doesn&#8217;t Mean Your Claim Is Valid</title>
		<link>http://www.insurancefundi.co.za/burglar-alarms</link>
		<comments>http://www.insurancefundi.co.za/burglar-alarms#comments</comments>
		<pubDate>Mon, 23 Apr 2012 13:08:54 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Car and Home Insurance]]></category>
		<category><![CDATA[Burglar alarm]]></category>
		<category><![CDATA[Burglary]]></category>
		<category><![CDATA[car and home insurance]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8080</guid>
		<description><![CDATA[Okay, you’re sitting comfortably at home when the neighbour gives you tinkle and invites you over for a cup of coffee.
So without a moment&#8217;s thought you close the front door and shoot over to your neighbour.
While there you receive a visit from an unwelcome guest… say goodbye flatscreen&#8230;and hello insurance [...]
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<li><a href='http://www.insurancefundi.co.za/missed-premiums/' rel='bookmark' title='What If I Forget To Pay My Premiums And Then Have A Claim?'>What If I Forget To Pay My Premiums And Then Have A Claim?</a></li>
<li><a href='http://www.insurancefundi.co.za/terms-conditions' rel='bookmark' title='Can Your Insurance Company Change The Terms And Conditions Of Your Cover?'>Can Your Insurance Company Change The Terms And Conditions Of Your Cover?</a></li>
<li><a href='http://www.insurancefundi.co.za/valid-insurance-contracts' rel='bookmark' title='Financial Planning | What Forms The Basis Of Valid Insurance Contracts'>Financial Planning | What Forms The Basis Of Valid Insurance Contracts</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/burglar-alarms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I Join My Old Medical Aid Scheme When I Still Owe Them Money?</title>
		<link>http://www.insurancefundi.co.za/owing-your-medical-scheme-money</link>
		<comments>http://www.insurancefundi.co.za/owing-your-medical-scheme-money#comments</comments>
		<pubDate>Thu, 19 Apr 2012 05:49:55 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical aid schemes]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8075</guid>
		<description><![CDATA[
The one thing about working with insurance products (and the policyholders who own them) all day, every day is that you really get to deal with all types of situations. And the idea with this blog is to bring those learnings over to you. Now on the medical aid side of [...]
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<li><a href='http://www.insurancefundi.co.za/medical-gap-cover-do-i-need-to-be-on-a-medical-aid-scheme/' rel='bookmark' title='Medical Gap Cover | Do I Need To Be On A Medical Aid Scheme To Join?'>Medical Gap Cover | Do I Need To Be On A Medical Aid Scheme To Join?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-can-my-application-be-declined/' rel='bookmark' title='Medical Aid | Can A Medical Scheme Decline My Application To Join?'>Medical Aid | Can A Medical Scheme Decline My Application To Join?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-condition-specific-waiting-periods' rel='bookmark' title='Can a medical aid scheme exclude a pre-existing health condition?'>Can a medical aid scheme exclude a pre-existing health condition?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/owing-your-medical-scheme-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The 3 Biggest Reasons Why You Need Critical Illness Cover!</title>
		<link>http://www.insurancefundi.co.za/3-reasons-why-you-need-critical-illness-cover</link>
		<comments>http://www.insurancefundi.co.za/3-reasons-why-you-need-critical-illness-cover#comments</comments>
		<pubDate>Tue, 17 Apr 2012 15:04:41 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[cancer cover]]></category>
		<category><![CDATA[critical illness cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8055</guid>
		<description><![CDATA[
Nobody likes to think about getting seriously ill. “Life is for the living!” Hey, I couldn’t agree more. The problem is that “life” also tends to chuck us a few curveballs. And the curveballs sometimes come dressed up as nasty illnesses! Let’s be honest, everybody knows somebody who’s been diagnosed [...]
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<li><a href='http://www.insurancefundi.co.za/critical-illness-joost' rel='bookmark' title='Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!'>Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!</a></li>
<li><a href='http://www.insurancefundi.co.za/getting-covered-while-you-are-young' rel='bookmark' title='Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients'>Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients</a></li>
<li><a href='http://www.insurancefundi.co.za/criticalillness-questions/' rel='bookmark' title='24% Of Life Insurers Claims Paid-To-Date Are Critical Illness Related! 49% Of Those Have Been Cancer Claims'>24% Of Life Insurers Claims Paid-To-Date Are Critical Illness Related! 49% Of Those Have Been Cancer Claims</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/3-reasons-why-you-need-critical-illness-cover/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What If I Have A Motor Vehicle Accident In Timbuktoo?</title>
		<link>http://www.insurancefundi.co.za/territorial-limits</link>
		<comments>http://www.insurancefundi.co.za/territorial-limits#comments</comments>
		<pubDate>Mon, 16 Apr 2012 18:25:08 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Car and Home Insurance]]></category>
		<category><![CDATA[car and home insurance]]></category>
		<category><![CDATA[Territorial Limits]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8050</guid>
		<description><![CDATA[
This is an insurance question which comes up now and again, especially from the 4&#215;4 folk!
I mean think about it, you’re travelling in Zimbabwe and manage to hit the one and only cow walking on the one and only road in the middle of nowhere.
Firstly, are you still covered by [...]
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<li><a href='http://www.insurancefundi.co.za/vehicle-values' rel='bookmark' title='Is Your Vehicle Insured At The Correct Value?'>Is Your Vehicle Insured At The Correct Value?</a></li>
<li><a href='http://www.insurancefundi.co.za/car-jamming-insurance-implications' rel='bookmark' title='Car Jamming Has Insurance Implications'>Car Jamming Has Insurance Implications</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Apportion Your Primary Residence Exclusion Between Two Properties</title>
		<link>http://www.insurancefundi.co.za/primary-residence-apportionment</link>
		<comments>http://www.insurancefundi.co.za/primary-residence-apportionment#comments</comments>
		<pubDate>Thu, 12 Apr 2012 15:54:01 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>
		<category><![CDATA[Primary Residence Exclusion]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8042</guid>
		<description><![CDATA[
I recently got a call from a gentleman with an interesting financial planning question, so I thought we&#8217;d tackle it today before I completely forgot about it.
You see this gentleman’s son had bought a property in October 2009 for R900, 000. Subsequently he (the son) had made R100, 000 worth [...]
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<li><a href='http://www.insurancefundi.co.za/estate-freezing' rel='bookmark' title='Financial Planning | Why Would You Want A Trust Anyway?'>Financial Planning | Why Would You Want A Trust Anyway?</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-three' rel='bookmark' title='How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three'>How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Happy 21st Birthday Now Get Off My Medical Aid!</title>
		<link>http://www.insurancefundi.co.za/medical-aid-when-does-a-child-start-paying-adult-rates</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-when-does-a-child-start-paying-adult-rates#comments</comments>
		<pubDate>Wed, 04 Apr 2012 11:06:29 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical aid schemes]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7979</guid>
		<description><![CDATA[
When do kids stop becoming kids? “Never” I hear you chuckle! I don’t have any of my own (just yet) but I have seen a couple of 40 year old kids in my time! The problem is your medical aid scheme isn’t going to allow your 40 year old to [...]
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<li><a href='http://www.insurancefundi.co.za/gap-cover-budget' rel='bookmark' title='Gap Cover Medical Aid | Have You Provided For This In Your Budget?'>Gap Cover Medical Aid | Have You Provided For This In Your Budget?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-gap-cover-do-i-need-to-be-on-a-medical-aid-scheme/' rel='bookmark' title='Medical Gap Cover | Do I Need To Be On A Medical Aid Scheme To Join?'>Medical Gap Cover | Do I Need To Be On A Medical Aid Scheme To Join?</a></li>
<li><a href='http://www.insurancefundi.co.za/happy-birthday-brendan/' rel='bookmark' title='Happy Birthday Brendan!'>Happy Birthday Brendan!</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does Your Life Insurer Really Know What You Do For A Living?</title>
		<link>http://www.insurancefundi.co.za/how-important-is-my-occupation-when-it-comes-to-disability-insurance</link>
		<comments>http://www.insurancefundi.co.za/how-important-is-my-occupation-when-it-comes-to-disability-insurance#comments</comments>
		<pubDate>Tue, 03 Apr 2012 14:09:34 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[disability claims]]></category>
		<category><![CDATA[life cover]]></category>
		<category><![CDATA[repudiated disability claims]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7969</guid>
		<description><![CDATA[
I&#8217;m writing this blog post because I recently picked up an interesting article in the paper (Saturday Star &#8211; Personal Finance &#8211; 31st March – Bruce Cameron). So what was jist of the story? This was the headline. &#8220;Life assurers reject disability claims if your job description isn&#8217;t accurate.&#8221; It [...]
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<li><a href='http://www.insurancefundi.co.za/altrisk-hiv-cover' rel='bookmark' title='Altrisk Life Insurance | Life Cover For Those Living With HIV'>Altrisk Life Insurance | Life Cover For Those Living With HIV</a></li>
<li><a href='http://www.insurancefundi.co.za/accidentaldeathbenefit/' rel='bookmark' title='What Is An Accidental Death Life Insurance Benefit?'>What Is An Accidental Death Life Insurance Benefit?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/how-important-is-my-occupation-when-it-comes-to-disability-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three</title>
		<link>http://www.insurancefundi.co.za/cgt-three</link>
		<comments>http://www.insurancefundi.co.za/cgt-three#comments</comments>
		<pubDate>Mon, 02 Apr 2012 17:28:07 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7950</guid>
		<description><![CDATA[
Last week we discussed how capital gains tax was calculated in 2011. In this week&#8217;s financial planning article we are going to look at how capital gains tax will be calculated from March 2012 onwards. Remember that the calculation we’re doing is based on the individual and not on a [...]
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</ol>]]></description>
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		<title>How To Buy Life Insurance In Under 10 Minutes</title>
		<link>http://www.insurancefundi.co.za/instantlife-video</link>
		<comments>http://www.insurancefundi.co.za/instantlife-video#comments</comments>
		<pubDate>Mon, 02 Apr 2012 13:55:40 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Instantlife]]></category>
		<category><![CDATA[Video]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7936</guid>
		<description><![CDATA[
If the thought of filling in a 10 to 30 page life insurance application, and then having to go for medicals, makes you darnright ill&#8230;then watch this video for an exciting alternative!
 
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Altrisk Life Insurance &#124; How Old Must I Be To Buy Life Insurance?
Our Approach To Selling Life [...]
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<li><a href='http://www.insurancefundi.co.za/our-life-insurance-approach' rel='bookmark' title='Our Approach To Selling Life Insurance'>Our Approach To Selling Life Insurance</a></li>
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</ol>]]></description>
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		</item>
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		<title>How Does That Medical Aid Late Joiner Penalty Thing Work Again?</title>
		<link>http://www.insurancefundi.co.za/how-do-medical-aid-late-joiner-penalties-work</link>
		<comments>http://www.insurancefundi.co.za/how-do-medical-aid-late-joiner-penalties-work#comments</comments>
		<pubDate>Thu, 29 Mar 2012 05:51:57 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[late joiner penalties]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical scheme]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7920</guid>
		<description><![CDATA[
So you haven’t been on a medical aid scheme before but finally you’ve decided to dig deep into your pocket and apply to become a member. Let’s just say the thought of landing up in a government facility nowadays has moved you swiftly into action. “But why is the medical [...]
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</ol>]]></description>
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		<title>How Do They Calculate Capital Gains Tax &#8211; Part Two</title>
		<link>http://www.insurancefundi.co.za/cgt-two</link>
		<comments>http://www.insurancefundi.co.za/cgt-two#comments</comments>
		<pubDate>Wed, 28 Mar 2012 14:13:19 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7916</guid>
		<description><![CDATA[
Last week in financial planning you were briefly introduced to capital gains tax. This week we are going to look at how capital gains tax was calculated in 2011. Next week we&#8217;ll look at how things work in 2012.
The first thing you need to know is that capital gains tax [...]
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</ol>]]></description>
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