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Thumbnail image for Why Hasn’t My Darn Medical Aid Claim Been Processed?

“What’s the hold up? I submitted the claim two weeks ago! I need my refund like today because I’m out of pocket!” Sound familiar?  I know why your medical scheme hasn’t refunded you!
It’s because there is missing or incorrect information on the invoice you’ve submitted to your scheme. I can ...

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Thumbnail image for Is Discovery Insure Really Worth The Money?

I’ve been doing a lot of quotations for Discovery Insure recently! Many of these insurance quotations have been very competitive, but on the odd occasion I’ve had a few quotations where the premiums have been a tad more expensive than everyone else.
Usually when we bring the fuel discount into the ...

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Thumbnail image for Is There Enough Money To Pay Your Executor?

“Life insurance and executor’s fees. What’s the connection?” If you die you need a valid Will!  And when you have a Will in place, there’s usually an executor whose been nominated to wind up your estate. And just like everyone else that executor needs to be paid. So where is ...

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Thumbnail image for Is A Flat Excess Always Better When It Comes To Car Insurance?

Let me be the first to admit that I’ve always felt way more comfortable with flat motor vehicle insurance excesses.
Who on earth wants to owe money on a R400, 000 vehicle and then still have to pay a 5% excess if they ever claim? Can you imagine paying R20, 000 ...

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Once again this is a continuation of an article we wrote for another insurance website…and which I thought to be way too important for you to miss. So here goes with this weeks financial planning article…
Last week we spoke about the first two options regarding pension or provident funds and ...

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Thumbnail image for The Wrong Life Insurance Premium Structure Can Cost You Mega Bucks!

Did you know that the premium you pay over to your life insurer each and every month is actually being used to finance the cover you have bought? But like any finance arrangement out there, you have several choices when you put pen to paper. The problem is that you ...

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Thumbnail image for Are Medical Gap Cover Policies Encouraging People To Downgrade Their Medical Aid Cover?

Are the powers that be trying to shut down the health and accident policy space? Seems like it. Will they succeed? I can’t see it happening! So what is the issue here? The argument is that medical gap cover products are encouraging downgrading of medical aid cover (which in turn ...

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Thumbnail image for What Should I Do With My Pension Or Provident Fund When I Resign?

Here’s an article I wrote for another insurance publication recently, and which I’m hoping, will add value to you going forward.
Sp without further ado…
This question about what to do with pension or provident fund benefits gets asked a lot, and since most of us do a lot of job hopping, ...

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Thumbnail image for Will My Insurance Still Pay If Someone Else Was Driving My Car?

One of the things an insurance company wants to know when offering car insurance is:
“Who will be the most regular driver of the vehicle?”
Time and time again when we ask this question we get the following reply:
“No, I don’t want that! I want anyone with a licence to be able ...

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Thumbnail image for Is It Possible To Leave My Life Insurance Pay-Out To My Kids?

You can leave your life insurance policy pay-out to whoever you like! I mean it’s your policy, you’ve been paying the premiums on it so why shouldn’t you decide who gets the money when you finally pass on. But before you consider leaving the money to your children, have you ...

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