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Commercial Insurance

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By 10 September 2010

Come on…admit it – you hate salespeople as much as I do!
You know what I’m talking about?
The dreaded unknown number on your cell (which you know you shouldn’t answer by the way) where the first thing the guy says to you is, “Good day, am I speaking to Mr…? How ...

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By 2 September 2010

Why on earth would anyone want to insure glass?
If that question just popped into your mind don’t feel bad…judging from the number of enquiries (currently zero) we receive about glass insurance, it’s not top of mind with most business owners!
But for certain business owners glass insurance is a must…
So who ...

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By 9 August 2010

As I begin typing this post, the refrains of “Money too tight to mention” (The band – ‘Simply Red’. The year – way too long ago!) come wafting into my brain.
How does the song go again? …”We’re talking about money, money!” And while it’s OK to blow money (well sometimes ...

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By 6 July 2010

If you’re involved in any type of business with fixed monthly overheads…then business interruption insurance should grab your attention.
The show must go on…
Never before have the lyrics of Queen (the rock music group) had so much meaning!
Imagine for a moment owning a large industrial concern with 120 staff.
One day a ...

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By 5 July 2010

So, maybe your business is service based which means you only have offices…or maybe you own a factory with adjacent offices for your accounting and sales staff?
And what if you’re an attorney or accountant with trust or mortgage deeds in your possession?
Whatever your situation you need office contents insurance!
What am I ...

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By

In my previous post we discussed Fire Insurance or as it is commonly known – Property Insurance.
If you can recall we mentioned that under the fire section you can insure:

 Your buildings
Your machinery
And your stock in trade

So why would you need buildings combined insurance?
The truth is that you wouldn’t normally.
However, if you ...

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By 2 July 2010

For most businesses, when it comes to insuring against all the potential risks you face, fire insurance forms the foundation. Now I can almost hear you saying:
“Fire insurance…Why fire insurance? I’m more concerned about theft cover than fire!”
So let me explain…
Fire insurance – otherwise known as ‘property’ insurance – indemnifies ...

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Don't run the risk of being under insured!
By 11 June 2010

Do yourself a favour…pull out a copy of your most recent motor and household insurance schedule and page to the section which deals with household contents.
Then look for the sum insured amount. Got it?
Now here’s what I’d like to share with you…apparently 84% of all policyholders are under-insured on their ...

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Insurance claims driving you up the wall?
By 27 May 2010

We got the call a little over a week ago…
A couple was referred to us by one of our clients. Apparently lightning had struck their home and fried their alarm system. Doing the right thing, they duly notified the insurer who informed them that they – the insurer – would ...

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How do insurance companies make money?
By 6 May 2010

What if I’ve only paid one premium and then write off my R140, 000 vehicle in an accident the next day?
I’ve often asked myself that very same question…
Or how about this question: “How would you start a brand new insurance company from scratch?”
I mean think of it…

You’ve placed your first ...

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