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	<title>Insurance Fundi &#187; Financial Planning</title>
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	<link>http://www.insurancefundi.co.za</link>
	<description>Because everyone has something to lose</description>
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		<title>Death And Capital GainsTaxes In 2011</title>
		<link>http://www.insurancefundi.co.za/cgt-death-2011</link>
		<comments>http://www.insurancefundi.co.za/cgt-death-2011#comments</comments>
		<pubDate>Mon, 07 May 2012 17:35:01 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>
		<category><![CDATA[Death]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8120</guid>
		<description><![CDATA[So when it comes to financial planning, what on earth does capital gains tax have to do with dying?
Well, as it turns out…quite a bit unfortunately!
You see before we can get around to winding up the estate and dishing out assets left right and centre, we need to wind up [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/cgt-two' rel='bookmark' title='How Do They Calculate Capital Gains Tax &#8211; Part Two'>How Do They Calculate Capital Gains Tax &#8211; Part Two</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-three' rel='bookmark' title='How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three'>How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-one' rel='bookmark' title='How Do They Calculate Capital Gains Tax?'>How Do They Calculate Capital Gains Tax?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/cgt-death-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Apportion Your Primary Residence Exclusion Between Two Properties</title>
		<link>http://www.insurancefundi.co.za/primary-residence-apportionment</link>
		<comments>http://www.insurancefundi.co.za/primary-residence-apportionment#comments</comments>
		<pubDate>Thu, 12 Apr 2012 15:54:01 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>
		<category><![CDATA[Primary Residence Exclusion]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8042</guid>
		<description><![CDATA[
I recently got a call from a gentleman with an interesting financial planning question, so I thought we&#8217;d tackle it today before I completely forgot about it.
You see this gentleman’s son had bought a property in October 2009 for R900, 000. Subsequently he (the son) had made R100, 000 worth [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/cgt-two' rel='bookmark' title='How Do They Calculate Capital Gains Tax &#8211; Part Two'>How Do They Calculate Capital Gains Tax &#8211; Part Two</a></li>
<li><a href='http://www.insurancefundi.co.za/estate-freezing' rel='bookmark' title='Financial Planning | Why Would You Want A Trust Anyway?'>Financial Planning | Why Would You Want A Trust Anyway?</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-three' rel='bookmark' title='How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three'>How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/primary-residence-apportionment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three</title>
		<link>http://www.insurancefundi.co.za/cgt-three</link>
		<comments>http://www.insurancefundi.co.za/cgt-three#comments</comments>
		<pubDate>Mon, 02 Apr 2012 17:28:07 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7950</guid>
		<description><![CDATA[
Last week we discussed how capital gains tax was calculated in 2011. In this week&#8217;s financial planning article we are going to look at how capital gains tax will be calculated from March 2012 onwards. Remember that the calculation we’re doing is based on the individual and not on a [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/cgt-two' rel='bookmark' title='How Do They Calculate Capital Gains Tax &#8211; Part Two'>How Do They Calculate Capital Gains Tax &#8211; Part Two</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-one' rel='bookmark' title='How Do They Calculate Capital Gains Tax?'>How Do They Calculate Capital Gains Tax?</a></li>
<li><a href='http://www.insurancefundi.co.za/life-insurance-for-capital-gains-tax' rel='bookmark' title='How Much Life Insurance Do You Need To Cover Capital Gains Tax?'>How Much Life Insurance Do You Need To Cover Capital Gains Tax?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/cgt-three/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Do They Calculate Capital Gains Tax &#8211; Part Two</title>
		<link>http://www.insurancefundi.co.za/cgt-two</link>
		<comments>http://www.insurancefundi.co.za/cgt-two#comments</comments>
		<pubDate>Wed, 28 Mar 2012 14:13:19 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7916</guid>
		<description><![CDATA[
Last week in financial planning you were briefly introduced to capital gains tax. This week we are going to look at how capital gains tax was calculated in 2011. Next week we&#8217;ll look at how things work in 2012.
The first thing you need to know is that capital gains tax [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/cgt-three' rel='bookmark' title='How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three'>How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-one' rel='bookmark' title='How Do They Calculate Capital Gains Tax?'>How Do They Calculate Capital Gains Tax?</a></li>
<li><a href='http://www.insurancefundi.co.za/life-insurance-for-capital-gains-tax' rel='bookmark' title='How Much Life Insurance Do You Need To Cover Capital Gains Tax?'>How Much Life Insurance Do You Need To Cover Capital Gains Tax?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/cgt-two/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Do They Calculate Capital Gains Tax?</title>
		<link>http://www.insurancefundi.co.za/cgt-one</link>
		<comments>http://www.insurancefundi.co.za/cgt-one#comments</comments>
		<pubDate>Fri, 23 Mar 2012 13:56:44 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Capital Gains Tax]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7901</guid>
		<description><![CDATA[Let&#8217;s face it&#8230;government is now targeting the so-called &#8220;wealthy&#8221; among us! A major focus in the 2012 budget speech was the switch from taxing companies who declare dividends (therebt encouraging companies not to declare dividends), to the shareholders who will now get taxed on the receipt of dividends. Another almost [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/cgt-two' rel='bookmark' title='How Do They Calculate Capital Gains Tax &#8211; Part Two'>How Do They Calculate Capital Gains Tax &#8211; Part Two</a></li>
<li><a href='http://www.insurancefundi.co.za/cgt-three' rel='bookmark' title='How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three'>How Will Capital Gains Tax Be Calculated in 2012 &#8211; Part Three</a></li>
<li><a href='http://www.insurancefundi.co.za/life-insurance-for-capital-gains-tax' rel='bookmark' title='How Much Life Insurance Do You Need To Cover Capital Gains Tax?'>How Much Life Insurance Do You Need To Cover Capital Gains Tax?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/cgt-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Is Left Of Your Pension Once The Taxman Takes His Cut At Retirement?</title>
		<link>http://www.insurancefundi.co.za/pension-tax-retirement</link>
		<comments>http://www.insurancefundi.co.za/pension-tax-retirement#comments</comments>
		<pubDate>Thu, 22 Mar 2012 09:01:38 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Retirement lumpsum]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7888</guid>
		<description><![CDATA[Paul is retiring this year…
He approached us with the following financial planning dilemma:

Should he take the full one third allowed to him in cash and pay the tax (if any), or
Should he take only the tax-free portion of the one third he is allowed?

To answer this question, let&#8217;s take a [...]
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<li><a href='http://www.insurancefundi.co.za/retirement-benefits-ra-deduction' rel='bookmark' title='When It Comes To Retirement Annuities&#8230;The Tax Man Ain&#8217;t Stupid!'>When It Comes To Retirement Annuities&#8230;The Tax Man Ain&#8217;t Stupid!</a></li>
<li><a href='http://www.insurancefundi.co.za/resignation-options-part-one' rel='bookmark' title='What Should I Do With My Pension Or Provident Fund When I Resign?'>What Should I Do With My Pension Or Provident Fund When I Resign?</a></li>
<li><a href='http://www.insurancefundi.co.za/resignation-options-part-two' rel='bookmark' title='What Should I Do With My Pension Or Provident Fund When I Resign &#8211; Part Two'>What Should I Do With My Pension Or Provident Fund When I Resign &#8211; Part Two</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/pension-tax-retirement/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What Should I Do With My Pension Or Provident Fund When I Resign &#8211; Part Two</title>
		<link>http://www.insurancefundi.co.za/resignation-options-part-two</link>
		<comments>http://www.insurancefundi.co.za/resignation-options-part-two#comments</comments>
		<pubDate>Thu, 08 Mar 2012 17:46:04 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[pension preservation fund]]></category>
		<category><![CDATA[provident preservation fund]]></category>
		<category><![CDATA[resignation]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7828</guid>
		<description><![CDATA[Once again this is a continuation of an article we wrote for another insurance website&#8230;and which I thought to be way too important for you to miss. So here goes with this weeks financial planning article&#8230;
Last week we spoke about the first two options regarding pension or provident funds and [...]
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<li><a href='http://www.insurancefundi.co.za/resignation-options-part-one' rel='bookmark' title='What Should I Do With My Pension Or Provident Fund When I Resign?'>What Should I Do With My Pension Or Provident Fund When I Resign?</a></li>
<li><a href='http://www.insurancefundi.co.za/pension-tax-retirement' rel='bookmark' title='How Much Is Left Of Your Pension Once The Taxman Takes His Cut At Retirement?'>How Much Is Left Of Your Pension Once The Taxman Takes His Cut At Retirement?</a></li>
<li><a href='http://www.insurancefundi.co.za/tax-deductible-contributions' rel='bookmark' title='How Much of My Retirement Annuity Contribution is Tax Deductible?'>How Much of My Retirement Annuity Contribution is Tax Deductible?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/resignation-options-part-two/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Should I Do With My Pension Or Provident Fund When I Resign?</title>
		<link>http://www.insurancefundi.co.za/resignation-options-part-one</link>
		<comments>http://www.insurancefundi.co.za/resignation-options-part-one#comments</comments>
		<pubDate>Sun, 04 Mar 2012 19:41:36 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[pension preservation fund]]></category>
		<category><![CDATA[provident preservation fund]]></category>
		<category><![CDATA[resignation]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7796</guid>
		<description><![CDATA[
Here&#8217;s an article I wrote for another insurance publication recently, and which I&#8217;m hoping, will add value to you going forward.
Sp without further ado&#8230;
This question about what to do with pension or provident fund benefits gets asked a lot, and since most of us do a lot of job hopping, [...]
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<li><a href='http://www.insurancefundi.co.za/resignation-options-part-two' rel='bookmark' title='What Should I Do With My Pension Or Provident Fund When I Resign &#8211; Part Two'>What Should I Do With My Pension Or Provident Fund When I Resign &#8211; Part Two</a></li>
<li><a href='http://www.insurancefundi.co.za/pension-tax-retirement' rel='bookmark' title='How Much Is Left Of Your Pension Once The Taxman Takes His Cut At Retirement?'>How Much Is Left Of Your Pension Once The Taxman Takes His Cut At Retirement?</a></li>
<li><a href='http://www.insurancefundi.co.za/tax-deductible-contributions' rel='bookmark' title='How Much of My Retirement Annuity Contribution is Tax Deductible?'>How Much of My Retirement Annuity Contribution is Tax Deductible?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Have You Tried Using A Debt Snowball?</title>
		<link>http://www.insurancefundi.co.za/debt-snowball</link>
		<comments>http://www.insurancefundi.co.za/debt-snowball#comments</comments>
		<pubDate>Fri, 03 Feb 2012 22:00:48 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Debt Snowball]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7629</guid>
		<description><![CDATA[
Ask any good financial planner out there for the formula to getting out of debt and they&#8217;ll tell you…
“You approach your bank for a short-term loan and negotiate a very competitive interest rate. Then you take all your smaller short-term loans with high interest rates payable and pay them off [...]
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<li><a href='http://www.insurancefundi.co.za/financial-planning-debt-crisis+' rel='bookmark' title='Financial Planning| We Are Drowning In Debt!'>Financial Planning| We Are Drowning In Debt!</a></li>
<li><a href='http://www.insurancefundi.co.za/insurable-interest' rel='bookmark' title='Financial Planning | What Is The Meaning Of ‘Insurable Interest’?'>Financial Planning | What Is The Meaning Of ‘Insurable Interest’?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/debt-snowball/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Should You Be Using A Personal Budget?</title>
		<link>http://www.insurancefundi.co.za/personal-budget/</link>
		<comments>http://www.insurancefundi.co.za/personal-budget/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 22:00:54 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Personal Budget]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7228</guid>
		<description><![CDATA[
So far this year &#8211; with regard to financial planning &#8211; we’ve discussed:

calculating your net asset value (balance sheet)
calculating your income and expenditure (income statement)

And today we’re discussing the use of a personal budget!
How important is it to have a personal budget?
In the immortal words of “Stone cold” Steve Austin: [...]
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<li><a href='http://www.insurancefundi.co.za/commercial-insurance-whats-the-difference-between-a-personal-lines-policy/' rel='bookmark' title='Commercial Insurance | What&#8217;s The Difference Between A Personal Lines Policy?'>Commercial Insurance | What&#8217;s The Difference Between A Personal Lines Policy?</a></li>
<li><a href='http://www.insurancefundi.co.za/gap-cover-budget' rel='bookmark' title='Gap Cover Medical Aid | Have You Provided For This In Your Budget?'>Gap Cover Medical Aid | Have You Provided For This In Your Budget?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/personal-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where Is All Your Money Going?</title>
		<link>http://www.insurancefundi.co.za/income-statement/</link>
		<comments>http://www.insurancefundi.co.za/income-statement/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 22:00:44 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7207</guid>
		<description><![CDATA[
The good news is…
Now is the perfect time to take stock of your finances (which includes all your insurance and investment policies) for the year ahead!
If you can recall in the previous article we discussed the fact that the beginning of a year is the perfect time to take stock [...]
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<li><a href='http://www.insurancefundi.co.za/net-worth/' rel='bookmark' title='How Does Your Net Worth This Year Compare To Last Year?'>How Does Your Net Worth This Year Compare To Last Year?</a></li>
<li><a href='http://www.insurancefundi.co.za/personal-budget/' rel='bookmark' title='Why Should You Be Using A Personal Budget?'>Why Should You Be Using A Personal Budget?</a></li>
<li><a href='http://www.insurancefundi.co.za/make-money/' rel='bookmark' title='How On Earth Do Insurance Companies Make Money?'>How On Earth Do Insurance Companies Make Money?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/income-statement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Does Your Net Worth This Year Compare To Last Year?</title>
		<link>http://www.insurancefundi.co.za/net-worth/</link>
		<comments>http://www.insurancefundi.co.za/net-worth/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 22:00:24 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[net asset value]]></category>
		<category><![CDATA[net worth]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7175</guid>
		<description><![CDATA[
The beginning of a new year is always an excellent time to take stock of what&#8217;s happened in your life over the past year (especially when it comes to your insurance and investments!).
By now you might already have made a couple of New Year&#8217;s resolutions, but it&#8217;s also an excellent [...]
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<li><a href='http://www.insurancefundi.co.za/medical-aid-self-payment-gaps/' rel='bookmark' title='Don’t fall through your own medical aid safety net benefit!'>Don’t fall through your own medical aid safety net benefit!</a></li>
<li><a href='http://www.insurancefundi.co.za/allangray-roadshow-2011' rel='bookmark' title='Allan Gray | Let’s Compare It To Someone In The Vacuum Cleaner Game&#8230;'>Allan Gray | Let’s Compare It To Someone In The Vacuum Cleaner Game&#8230;</a></li>
<li><a href='http://www.insurancefundi.co.za/income-statement/' rel='bookmark' title='Where Is All Your Money Going?'>Where Is All Your Money Going?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Planning &#124; Paying More For A Meal Than Your Will Document!</title>
		<link>http://www.insurancefundi.co.za/will-drafting</link>
		<comments>http://www.insurancefundi.co.za/will-drafting#comments</comments>
		<pubDate>Thu, 13 Oct 2011 14:32:15 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Will]]></category>
		<category><![CDATA[will drafting costs]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6573</guid>
		<description><![CDATA[This is a copy and paste job. I&#8217;m not claiming the copy, but heck I enjoyed this article so much that I decided to pop it  on our blog. Why? Because it&#8217;s so relevant and indicative of the times we live in. Nobody is really interested in financial planning. Not [...]
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<li><a href='http://www.insurancefundi.co.za/accrual-calculation' rel='bookmark' title='Financial Planning | How To Calculate Your Own Accrual Claim'>Financial Planning | How To Calculate Your Own Accrual Claim</a></li>
<li><a href='http://www.insurancefundi.co.za/indemnity-insurance' rel='bookmark' title='Financial Planning | What Is Indemnity Insurance Anyway?'>Financial Planning | What Is Indemnity Insurance Anyway?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Planning &#124; The Second Way In Which Trusts Are Classified</title>
		<link>http://www.insurancefundi.co.za/trusts-strict-bewind</link>
		<comments>http://www.insurancefundi.co.za/trusts-strict-bewind#comments</comments>
		<pubDate>Tue, 20 Sep 2011 19:03:58 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Bewind trusts]]></category>
		<category><![CDATA[Discretionary trusts]]></category>
		<category><![CDATA[Trusts in the strict sense]]></category>
		<category><![CDATA[Trusts in the wide sense]]></category>
		<category><![CDATA[Vesting trusts]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6510</guid>
		<description><![CDATA[Okey dokes… In our last financial planning article we discussed the first way in which trusts are classified, namely…whether the founder of the trust is dead or alive at the time of setting up the trust.
In today&#8217;s article we are going to look at the second classification of trusts which [...]
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<li><a href='http://www.insurancefundi.co.za/intervivos-testamentary-trusts' rel='bookmark' title='Financial Planning | What Type Of Trust Would Best Suit You?'>Financial Planning | What Type Of Trust Would Best Suit You?</a></li>
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		<title>Financial Planning &#124; Are You Guilty Of Misrepresentation?</title>
		<link>http://www.insurancefundi.co.za/misrepresentation</link>
		<comments>http://www.insurancefundi.co.za/misrepresentation#comments</comments>
		<pubDate>Thu, 01 Sep 2011 18:14:05 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Misrepresentation]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6375</guid>
		<description><![CDATA[Today we are going to touch on a thorny insurance subject so be warned!
Maybe you can identify with me on this one…
I&#8217;ve been considering taking up some life insurance for a while now. Now each and everytime I get to the underwriting section I hit a major stumbling block, and [...]
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<li><a href='http://www.insurancefundi.co.za/indemnity-insurance' rel='bookmark' title='Financial Planning | What Is Indemnity Insurance Anyway?'>Financial Planning | What Is Indemnity Insurance Anyway?</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Financial Planning &#124; What Type Of Trust Would Best Suit You?</title>
		<link>http://www.insurancefundi.co.za/intervivos-testamentary-trusts</link>
		<comments>http://www.insurancefundi.co.za/intervivos-testamentary-trusts#comments</comments>
		<pubDate>Tue, 30 Aug 2011 18:14:15 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Inter Vivos trusts]]></category>
		<category><![CDATA[Testamentary trusts]]></category>
		<category><![CDATA[Trusts]]></category>
		<category><![CDATA[Trusts mortis causa]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6349</guid>
		<description><![CDATA[So you thought you’d set up a simple ‘one size fits all’ trust…only to discover that there’s no such thing as ‘one size fits all’, did you?
In today’s financial planning article we’re going to take a look at the different types of trusts. Let’s start off with the first classification [...]
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<li><a href='http://www.insurancefundi.co.za/trusts-strict-bewind' rel='bookmark' title='Financial Planning | The Second Way In Which Trusts Are Classified'>Financial Planning | The Second Way In Which Trusts Are Classified</a></li>
<li><a href='http://www.insurancefundi.co.za/asset-protection' rel='bookmark' title='Financial Planning | The One Major Reason Why We Set Up Trusts'>Financial Planning | The One Major Reason Why We Set Up Trusts</a></li>
</ol>]]></description>
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