Do yourself a favour…pull out a copy of your most recent motor and household insurance schedule and page to the section which deals with household contents. Then look for the sum insured amount. Got it? Now here’s what I’d like to share with you…apparently 84% of all policyholders are under-insured on their householders insurance! Here’s what you need to ask yourself: “Are you one of the 16% who are correctly insured?” Of course the only way to find out is by completing an asset register at replacement value, and if you feel that you are indeed correctly insured then read no further, BUT… Wouldn’t you be interested in finding out by how much the 84% are under-insured? What if I were to tell you that approximately 64% of these households are under-insured? “So who cares?” you might be saying at this point, and yes I know…insurance isn’t the most exciting thing in the world, but let’s bring this closer to home by assuming that you’re one of those who fall into the 64% under-insured group. Take a moment to study the sum insured on your insurance schedule. How much are we talking about…R200, 000, R500, 000…a R1, 000, 000? Now ...
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