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Car and Home Insurance

So you’ve just splashed out on a brand-new Apple iPhone 4S  have you?
Problem is that it’s a lot of money to be carrying around in your pocket.
Can you imagine walking out the cellphone store, without insurance nogal, and then dropping the phone in the toilet?
So as you sign that 24 ...

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Okay, you’re sitting comfortably at home when the neighbour gives you tinkle and invites you over for a cup of coffee.
So without a moment’s thought you close the front door and shoot over to your neighbour.
While there you receive a visit from an unwelcome guest… say goodbye flatscreen…and hello insurance ...

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Thumbnail image for What If I Have A Motor Vehicle Accident In Timbuktoo?

This is an insurance question which comes up now and again, especially from the 4×4 folk!
I mean think about it, you’re travelling in Zimbabwe and manage to hit the one and only cow walking on the one and only road in the middle of nowhere.
Firstly, are you still covered by ...

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Thumbnail image for Is Discovery Insure Really Worth The Money?

I’ve been doing a lot of quotations for Discovery Insure recently! Many of these insurance quotations have been very competitive, but on the odd occasion I’ve had a few quotations where the premiums have been a tad more expensive than everyone else.
Usually when we bring the fuel discount into the ...

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Thumbnail image for Is A Flat Excess Always Better When It Comes To Car Insurance?

Let me be the first to admit that I’ve always felt way more comfortable with flat motor vehicle insurance excesses.
Who on earth wants to owe money on a R400, 000 vehicle and then still have to pay a 5% excess if they ever claim? Can you imagine paying R20, 000 ...

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Thumbnail image for Will My Insurance Still Pay If Someone Else Was Driving My Car?

One of the things an insurance company wants to know when offering car insurance is:
“Who will be the most regular driver of the vehicle?”
Time and time again when we ask this question we get the following reply:
“No, I don’t want that! I want anyone with a licence to be able ...

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Thumbnail image for Is Your Vehicle Insured At The Correct Value?

2012 is upon us… and while the year is but an infant, now is the perfect time to run through your insurance schedule and make sure your car is insured at the right value.
Why is now the perfect time? Well, it is a new year and your car is a ...

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Thumbnail image for “But I Don’t Want It Repaired…I Want A Brand-New One!”

So do I…So do I!
Let me tell you a quick insurance story about Brad.
Brad’s daughter got hold of his laptop bright and early one morning after he left it on the kitchen table overnight. After banging around on the keyboard for some time, she got bored and turned her attention ...

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Thumbnail image for Car Jamming Has Insurance Implications

Vehicle owners are being hit hard with thefts of valuables from parked cars as car jamming gangs targets shopping centres and schools in the northern suburbs.  A report on the front page of the Star newspaper yesterday (25 Jan) says a dramatic shootout unfolded at Bryanston Parallel Medium Primary School ...

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Thumbnail image for Can My Insurer Just Cancel My Insurance?

2011 was a rough year for many of us!
Let’s take a look at what happened to Paul in 2011…
First off in January his son trashed his dad’s car after a late-night party. No problem at all, the car and home insurance company settled in full.
Then in March, his wife had ...

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