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Investment

By 22 March 2012

Paul is retiring this year…
He approached us with the following financial planning dilemma:

Should he take the full one third allowed to him in cash and pay the tax (if any), or
Should he take only the tax-free portion of the one third he is allowed?

To answer this question, let’s take a ...

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Thumbnail image for Does It Ever Make Sense For You To Own An Endowment Policy?
By 13 February 2012

You might not know this but we write articles for other newsletters as well. Below is an article I wrote about endowment investment policies which I thought was too good to not publish on our own InsuranceFundi site. Why do I think it’s great? Simply because it explains why certain ...

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Thumbnail image for The Last Person On Earth You Want To Lend Money From
By 8 February 2012

So you’re down to your last couple of cents for the month.
The banks don’t want to lend you a dime because you owe them too much. Your family also wants to know nothing about your problems. You’ve cashed in your last investment.
So what’s a person to do when he or ...

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Thumbnail image for How Does The Business Cycle Affect Your Investments
By 29 January 2012

The vast majority of investors always seem to get the signs wrong when it comes to the timing of investments. In this article we’re going to look at the business cycle and identify some of the more common mistakes made by investors.
At the start of the business cycle
In this phase, ...

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Thumbnail image for How Does The Business Cycle Work?
By 22 January 2012

It’s always a good thing to know that our economy – and investment – works in a cycle. If we were to look back over the past hundred years or so, we would see that our standard of living has increased dramatically. I mean, who would have thought 100 years ...

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By 15 January 2012

You might be wondering why an article on the economy when I’m supposed to be writing about insurance and investments? Don’t worry, it all ties in together at the end!
So onward with today’s article…
I don’t know about you, but I often wish for a much simpler lifestyle…
Nothing would give me ...

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Thumbnail image for Financial Planning| We Are Drowning In Debt!
By 22 November 2011

I was paging through the Allan Gray Quarterly report last night and I stumbled onto a really great article. It was called Money for everyone by Jacques Plaut. This is what I found so very interesting. WE ARE DROWNING IN DEBT! I knew it was bad, but didn’t quite understand ...

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By 2 November 2011

So I attended the bi-annual Allan Gray investment road show on Tuesday and I’d like to share some of the nuggets with you…
Here’s the first nugget which I found educational!
GDP growth is conversely related to share market growth in a country
Huh?
Andrew Lapping of Allan Gray informed us that South African ...

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By 9 August 2011

“Oh ye of little faith!”

Now if you’re a believer you might be wondering why I’m mentioning that verse. Truth be told, this verse can also be applied to the world of investing and investments!
For the past two years Allan Gray has been warning of the fact that the South African ...

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Thumbnail image for Investment | How To Not Outlive Your Living Annuity
By 9 May 2011

I’ve just read a very interesting article entitled “Living annuities for life” written by Richard Carter of Allan Gray (Dated 21 April 2011 on the Allan Gray website) which I thought I’d share with you.
The article is all about living annuities…specifically about maintaining your income level over the course of ...

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