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	<title>Insurance Fundi &#187; Life Insurance</title>
	<atom:link href="http://www.insurancefundi.co.za/category/life-insurance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.insurancefundi.co.za</link>
	<description>Because everyone has something to lose</description>
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		<title>Only 52% Of Life Cover Applicants Get Standard Rates!</title>
		<link>http://www.insurancefundi.co.za/life-insurance-altrisk-2011-new-business-stats</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-altrisk-2011-new-business-stats#comments</comments>
		<pubDate>Fri, 03 Feb 2012 09:53:20 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[altrisk]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7616</guid>
		<description><![CDATA[
It’s always interesting to find out who is buying life insurance. Is it still predominantly middle aged men? How many of them are getting cover at standard rates? Altrisk have just released fresh data on the profile of the average life insurance client that come onto their books in 2011.
No prizes [...]
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<li><a href='http://www.insurancefundi.co.za/critical-illness-joost' rel='bookmark' title='Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!'>Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!</a></li>
<li><a href='http://www.insurancefundi.co.za/getting-covered-while-you-are-young' rel='bookmark' title='Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients'>Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Factor In Executors Fees When Taking Out Life Insurance</title>
		<link>http://www.insurancefundi.co.za/life-insurance-executor-fees</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-executor-fees#comments</comments>
		<pubDate>Mon, 30 Jan 2012 14:37:27 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[deceased estate]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7563</guid>
		<description><![CDATA[
If you’ve got a valid will document in place you’ve also nominated an executor. “What’s an executor you ask?” That’s the person / institution responsible for winding up your estate when you pass on. But just like everyone else, your executor needs to get paid. So where is that money [...]
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<li><a href='http://www.insurancefundi.co.za/modified-death-benefit' rel='bookmark' title='Should You Consider Taking Out A &#8216;Piesang Skil&#8217; Life Insurance Policy?'>Should You Consider Taking Out A &#8216;Piesang Skil&#8217; Life Insurance Policy?</a></li>
<li><a href='http://www.insurancefundi.co.za/how-much-life-insurance-do-I-need' rel='bookmark' title='How much life insurance do I need?'>How much life insurance do I need?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Life Insurance Do You Need To Cover Capital Gains Tax?</title>
		<link>http://www.insurancefundi.co.za/life-insurance-for-capital-gains-tax</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-for-capital-gains-tax#comments</comments>
		<pubDate>Mon, 23 Jan 2012 20:42:58 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[cpaital gains tax]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7505</guid>
		<description><![CDATA[
Did you know that Capital Gains Tax might be applicable when you pass on? “Jeez, I didn’t know that, I only thought I needed to provide enough life cover to settle debt and provide income.” Well, if you are leaving assets to anyone else but your spouse, it’s going to [...]
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<li><a href='http://www.insurancefundi.co.za/life-cover-to-provide-an-income-for-your-family/' rel='bookmark' title='Life Cover To Provide An Income For Your Family'>Life Cover To Provide An Income For Your Family</a></li>
<li><a href='http://www.insurancefundi.co.za/sole-proprietors-tax' rel='bookmark' title='How are sole proprietors taxed?'>How are sole proprietors taxed?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/life-insurance-for-capital-gains-tax/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why You Need Life Insurance In 49 Seconds!</title>
		<link>http://www.insurancefundi.co.za/why-you-need-life-insurance-video</link>
		<comments>http://www.insurancefundi.co.za/why-you-need-life-insurance-video#comments</comments>
		<pubDate>Mon, 23 Jan 2012 15:19:43 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>
		<category><![CDATA[life cover video]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7498</guid>
		<description><![CDATA[
So why do you actually need life insurance? There are 5 reasons and in less than 50 seconds I am going to cover all of them. Sit back an enjoy my weekly video post, then get in touch to discuss your life insurance requirements.

Related posts:
Life Insurance &#124; 5 Factors To [...]
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<li><a href='http://www.insurancefundi.co.za/accidentaldeathbenefit/' rel='bookmark' title='What Is An Accidental Death Life Insurance Benefit?'>What Is An Accidental Death Life Insurance Benefit?</a></li>
<li><a href='http://www.insurancefundi.co.za/life-cover-to-provide-an-income-for-your-family/' rel='bookmark' title='Life Cover To Provide An Income For Your Family'>Life Cover To Provide An Income For Your Family</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/why-you-need-life-insurance-video/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is Credit Life Insurance?</title>
		<link>http://www.insurancefundi.co.za/what-is-credit-life-insurance</link>
		<comments>http://www.insurancefundi.co.za/what-is-credit-life-insurance#comments</comments>
		<pubDate>Mon, 23 Jan 2012 12:30:51 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[credit life insurance]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7473</guid>
		<description><![CDATA[
I&#8217;m betting there is a credit life insurance policy in place on your life right now and you aren&#8217;t even aware of it! Do you have a clothing account with one of the big retail outlets? Do you own a motor vehicle that is financed with the bank? Do you [...]
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<li><a href='http://www.insurancefundi.co.za/will-vs-beneficiary-nomination' rel='bookmark' title='Life Insurance | Does A Will Override Life Insurance Beneficiaries?'>Life Insurance | Does A Will Override Life Insurance Beneficiaries?</a></li>
<li><a href='http://www.insurancefundi.co.za/insurance-without-consent' rel='bookmark' title='Life Insurance | Can You Purchase Insurance On Someone Else&#8217;s Life?'>Life Insurance | Can You Purchase Insurance On Someone Else&#8217;s Life?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/what-is-credit-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Cover To Provide An Income For Your Family</title>
		<link>http://www.insurancefundi.co.za/life-cover-to-provide-an-income-for-your-family/</link>
		<comments>http://www.insurancefundi.co.za/life-cover-to-provide-an-income-for-your-family/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 15:19:06 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>
		<category><![CDATA[life insurance calculation]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7380</guid>
		<description><![CDATA[
Last week I kicked off the year talking about the five reasons why you need life cover. This week I&#8217;m going to touch on one of those particular points. Oh and Ive also included a quick video for you to watch later in the blog post!

Let&#8217;s start with this. If [...]
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<li><a href='http://www.insurancefundi.co.za/life-insurance-factors/' rel='bookmark' title='Life Insurance | 5 Factors To Consider When Buying A Life Cover Policy'>Life Insurance | 5 Factors To Consider When Buying A Life Cover Policy</a></li>
<li><a href='http://www.insurancefundi.co.za/income-vs-lumpsum' rel='bookmark' title='Altrisk Insurance | Altrisk Death Income Versus Altrisk Life Insurance'>Altrisk Insurance | Altrisk Death Income Versus Altrisk Life Insurance</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/life-cover-to-provide-an-income-for-your-family/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance &#124; 5 Factors To Consider When Buying A Life Cover Policy</title>
		<link>http://www.insurancefundi.co.za/life-insurance-factors/</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-factors/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 04:00:50 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7154</guid>
		<description><![CDATA[
Are you still on the fence about life insurance? If the answer to that question is a resounding yes, it&#8217;s probably because you are unsure whether you actually need life cover. Let’s be honest, it can be a grudge purchase! You never will benefit from it so why take it [...]
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<li><a href='http://www.insurancefundi.co.za/life-insurance-executor-fees' rel='bookmark' title='Factor In Executors Fees When Taking Out Life Insurance'>Factor In Executors Fees When Taking Out Life Insurance</a></li>
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</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/life-insurance-factors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Altrisk Life Insurance &#124; Life Cover For Those Living With HIV</title>
		<link>http://www.insurancefundi.co.za/altrisk-hiv-cover</link>
		<comments>http://www.insurancefundi.co.za/altrisk-hiv-cover#comments</comments>
		<pubDate>Mon, 31 Oct 2011 18:49:33 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Altrisk Life Insurance]]></category>
		<category><![CDATA[Life insurance for the HIV positive]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6692</guid>
		<description><![CDATA[I’m HIV positive, can I qualify for life cover? The straight answer is yes you can qualify. And that’s really great news for someone living with HIV because in the past life insurance wasn’t an option. In goes the application for life cover and as soon as the life insurer [...]
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<li><a href='http://www.insurancefundi.co.za/is-altrisk-special' rel='bookmark' title='Altrisk Insurance | So What Makes Altrisk Life Insurance So Special?'>Altrisk Insurance | So What Makes Altrisk Life Insurance So Special?</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance &#124; How Does My Partner Survive Without My Income?</title>
		<link>http://www.insurancefundi.co.za/life-insurance-replace-income</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-replace-income#comments</comments>
		<pubDate>Thu, 27 Oct 2011 19:23:40 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6671</guid>
		<description><![CDATA[&#8220;Bud, I&#8217;ll just  tally up the debt I want to square off when I kick the bucket and insure myself for that amount.&#8221; Jeez, if  only I had a buck for every time I heard that line. Ok, but what if you have dependents who are reliant on your income [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance &#124; The Obvious Reason Why You Need Life Insurance</title>
		<link>http://www.insurancefundi.co.za/life-insurance-obvious-reason</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-obvious-reason#comments</comments>
		<pubDate>Tue, 18 Oct 2011 18:02:21 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6584</guid>
		<description><![CDATA[Are you still on the fence about life insurance?
If you are it&#8217;s probably because you are unsure whether you actually need insurance.
When is the right time to take out life insurance? The day you start working? The day you buy a house? The day your child enters into the world?
Here’s [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance &#124; Why Is Full Health Disclosure So Important?</title>
		<link>http://www.insurancefundi.co.za/health-disclosure</link>
		<comments>http://www.insurancefundi.co.za/health-disclosure#comments</comments>
		<pubDate>Mon, 17 Oct 2011 18:59:08 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Disclosure]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6588</guid>
		<description><![CDATA[There is nothing quite like a life insurance application form to force us to face our own health risks. This experience can be so uncomfortable that many of us avoid it for as long as possible, dreading the health and risk assessment. Added to the discomfort is the knowledge that [...]
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</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/health-disclosure/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Discovery Life Insurance &#124; It&#8217;s A Life Plan, Not Life Insurance!</title>
		<link>http://www.insurancefundi.co.za/discoverylife-lifeplan</link>
		<comments>http://www.insurancefundi.co.za/discoverylife-lifeplan#comments</comments>
		<pubDate>Mon, 26 Sep 2011 14:48:05 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Discovery Life Insurance]]></category>
		<category><![CDATA[Discovery Life Plan]]></category>
		<category><![CDATA[Discovery Life Policy]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6516</guid>
		<description><![CDATA[If you know anything about insurance, you know that the guys at Discovery Life have a habit of doing things a little differently. Their life insurance product is probably the best example of that. It’s got really cool benefits other life insurers don’t have, but it can get a little [...]
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<li><a href='http://www.insurancefundi.co.za/life-insurance-myths' rel='bookmark' title='Discovery Life Insurance | Discover the 8 Great Life Insurance Myths'>Discovery Life Insurance | Discover the 8 Great Life Insurance Myths</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Discovery Life Insurance &#124; 600 000 Life Cover Policies In Ten Years!</title>
		<link>http://www.insurancefundi.co.za/discovery-life-policy-growth</link>
		<comments>http://www.insurancefundi.co.za/discovery-life-policy-growth#comments</comments>
		<pubDate>Tue, 06 Sep 2011 15:15:01 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Discovery Life]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6397</guid>
		<description><![CDATA[Discovery has a habit of doing insurance a little differently! Trying to add value to those policyholders loyal to the Discovery brand is their underlying strategy. (well at least in my eyes). The problem is many consider the Discovery life insurance product too be far too complicated. Is it? Is [...]
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<li><a href='http://www.insurancefundi.co.za/life-insurance-myths' rel='bookmark' title='Discovery Life Insurance | Discover the 8 Great Life Insurance Myths'>Discovery Life Insurance | Discover the 8 Great Life Insurance Myths</a></li>
<li><a href='http://www.insurancefundi.co.za/altrisk-hiv-cover' rel='bookmark' title='Altrisk Life Insurance | Life Cover For Those Living With HIV'>Altrisk Life Insurance | Life Cover For Those Living With HIV</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Altrisk Life Insurance &#124; How Old Must I Be To Buy Life Insurance?</title>
		<link>http://www.insurancefundi.co.za/altrisk-entry-age</link>
		<comments>http://www.insurancefundi.co.za/altrisk-entry-age#comments</comments>
		<pubDate>Tue, 02 Aug 2011 18:14:36 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Altrisk Life Insurance]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6145</guid>
		<description><![CDATA[
How old must I be before I can qualify for a life insurance policy?
Am I already too old to qualify for life cover?

These are valid questions and because all life insurance companies might have their own set of rules when it comes to minimum and maximum entry ages, I thought [...]
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<li><a href='http://www.insurancefundi.co.za/altrisk-hiv-cover' rel='bookmark' title='Altrisk Life Insurance | Life Cover For Those Living With HIV'>Altrisk Life Insurance | Life Cover For Those Living With HIV</a></li>
<li><a href='http://www.insurancefundi.co.za/is-altrisk-special' rel='bookmark' title='Altrisk Insurance | So What Makes Altrisk Life Insurance So Special?'>Altrisk Insurance | So What Makes Altrisk Life Insurance So Special?</a></li>
</ol>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Life Insurance &#124; So How Well Do You Understand Your life Insurance?</title>
		<link>http://www.insurancefundi.co.za/understanding-life-insurance</link>
		<comments>http://www.insurancefundi.co.za/understanding-life-insurance#comments</comments>
		<pubDate>Tue, 26 Jul 2011 14:32:42 +0000</pubDate>
		<dc:creator>Lawrence</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6113</guid>
		<description><![CDATA[As you most probably know by now, we do a lot of online insurance business. What this essentially means is that tons of people approach us via our website requesting life insurance quotations.
This of course, can cause problems for us….
“Yeah right, Lawrence!” I can already hear you saying, “Complaining because [...]
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<li><a href='http://www.insurancefundi.co.za/life-insurance-myths' rel='bookmark' title='Discovery Life Insurance | Discover the 8 Great Life Insurance Myths'>Discovery Life Insurance | Discover the 8 Great Life Insurance Myths</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Liberty Life Insurance &#124; 2010 Claim Stats Make Interesting Reading!</title>
		<link>http://www.insurancefundi.co.za/libertylife-claims-stats-2010</link>
		<comments>http://www.insurancefundi.co.za/libertylife-claims-stats-2010#comments</comments>
		<pubDate>Thu, 21 Jul 2011 16:22:15 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Liberty Life]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6095</guid>
		<description><![CDATA[When life insurance companies release insurance claim statistics I&#8217;m always very keen to look at the data. Why?
It&#8217;s not because I have a morbid fascination with death, disability or horrible critical illnesses. It&#8217;s because I&#8217;m interested in the numbers!

How much money was paid out?
Which claimable events triggered the largest settlements?
Are men [...]
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<li><a href='http://www.insurancefundi.co.za/altrisk-entry-age' rel='bookmark' title='Altrisk Life Insurance | How Old Must I Be To Buy Life Insurance?'>Altrisk Life Insurance | How Old Must I Be To Buy Life Insurance?</a></li>
<li><a href='http://www.insurancefundi.co.za/getting-covered-while-you-are-young' rel='bookmark' title='Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients'>Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
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