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	<title>Insurance Fundi &#187; Life Insurance</title>
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	<link>http://www.insurancefundi.co.za</link>
	<description>Because everyone has something to lose</description>
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		<title>I’m On A Medical Aid I Don’t Need Critical Illness Cover!</title>
		<link>http://www.insurancefundi.co.za/medical-aid-vs-critical-illness-cover</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-vs-critical-illness-cover#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:13:45 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[cancer benefits]]></category>
		<category><![CDATA[Critical Illness]]></category>
		<category><![CDATA[oncology benefits]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8095</guid>
		<description><![CDATA[
I think my response to that statement would simply be “Are you 100% sure your medical scheme is going to provide you with sufficient cover if you get really really ill?” And if you can confidently say “I’m 100% sure they will!” then don’t read the rest of this article!
But you probably [...]
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<li><a href='http://www.insurancefundi.co.za/3-reasons-why-you-need-critical-illness-cover' rel='bookmark' title='The 3 Biggest Reasons Why You Need Critical Illness Cover!'>The 3 Biggest Reasons Why You Need Critical Illness Cover!</a></li>
<li><a href='http://www.insurancefundi.co.za/critical-illness-joost' rel='bookmark' title='Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!'>Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!</a></li>
<li><a href='http://www.insurancefundi.co.za/getting-covered-while-you-are-young' rel='bookmark' title='Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients'>Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The 3 Biggest Reasons Why You Need Critical Illness Cover!</title>
		<link>http://www.insurancefundi.co.za/3-reasons-why-you-need-critical-illness-cover</link>
		<comments>http://www.insurancefundi.co.za/3-reasons-why-you-need-critical-illness-cover#comments</comments>
		<pubDate>Tue, 17 Apr 2012 15:04:41 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[cancer cover]]></category>
		<category><![CDATA[critical illness cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=8055</guid>
		<description><![CDATA[
Nobody likes to think about getting seriously ill. “Life is for the living!” Hey, I couldn’t agree more. The problem is that “life” also tends to chuck us a few curveballs. And the curveballs sometimes come dressed up as nasty illnesses! Let’s be honest, everybody knows somebody who’s been diagnosed [...]
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<li><a href='http://www.insurancefundi.co.za/critical-illness-joost' rel='bookmark' title='Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!'>Life Insurance | What Joost Needs Right Now Is Critical Illness Cover!</a></li>
<li><a href='http://www.insurancefundi.co.za/getting-covered-while-you-are-young' rel='bookmark' title='Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients'>Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients</a></li>
<li><a href='http://www.insurancefundi.co.za/criticalillness-questions/' rel='bookmark' title='24% Of Life Insurers Claims Paid-To-Date Are Critical Illness Related! 49% Of Those Have Been Cancer Claims'>24% Of Life Insurers Claims Paid-To-Date Are Critical Illness Related! 49% Of Those Have Been Cancer Claims</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/3-reasons-why-you-need-critical-illness-cover/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Impairment Or Disability Cover &#8211; What&#8217;s The Difference Dude?</title>
		<link>http://www.insurancefundi.co.za/impairment-or-disability-cover</link>
		<comments>http://www.insurancefundi.co.za/impairment-or-disability-cover#comments</comments>
		<pubDate>Tue, 10 Apr 2012 14:35:51 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[comprehensive disability cover]]></category>
		<category><![CDATA[life insurance; impairment cover; disability cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7989</guid>
		<description><![CDATA[
No jokes! That was the subject line of the email that popped into my inbox. My guess is the &#8220;Dude&#8221; looking for the answer was in the market for some cover and had two proposals sitting in front of him. Before he could make a proper decision he needed the [...]
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<li><a href='http://www.insurancefundi.co.za/getting-covered-while-you-are-young' rel='bookmark' title='Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients'>Life, Critical Illness and Disability Cover Should be a Financial Planning  Priority for Younger Clients</a></li>
<li><a href='http://www.insurancefundi.co.za/comprehensivedisabilitycover/' rel='bookmark' title='I&#8217;ve got a disability thinga-majigi policy in place. I&#8217;m covered Boet!'>I&#8217;ve got a disability thinga-majigi policy in place. I&#8217;m covered Boet!</a></li>
<li><a href='http://www.insurancefundi.co.za/howmuchdisabilitycove/' rel='bookmark' title='How Much Disability Insurance Can I Take Out?'>How Much Disability Insurance Can I Take Out?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does Your Life Insurer Really Know What You Do For A Living?</title>
		<link>http://www.insurancefundi.co.za/how-important-is-my-occupation-when-it-comes-to-disability-insurance</link>
		<comments>http://www.insurancefundi.co.za/how-important-is-my-occupation-when-it-comes-to-disability-insurance#comments</comments>
		<pubDate>Tue, 03 Apr 2012 14:09:34 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[disability claims]]></category>
		<category><![CDATA[life cover]]></category>
		<category><![CDATA[repudiated disability claims]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7969</guid>
		<description><![CDATA[
I&#8217;m writing this blog post because I recently picked up an interesting article in the paper (Saturday Star &#8211; Personal Finance &#8211; 31st March – Bruce Cameron). So what was jist of the story? This was the headline. &#8220;Life assurers reject disability claims if your job description isn&#8217;t accurate.&#8221; It [...]
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<li><a href='http://www.insurancefundi.co.za/altrisk-hiv-cover' rel='bookmark' title='Altrisk Life Insurance | Life Cover For Those Living With HIV'>Altrisk Life Insurance | Life Cover For Those Living With HIV</a></li>
<li><a href='http://www.insurancefundi.co.za/accidentaldeathbenefit/' rel='bookmark' title='What Is An Accidental Death Life Insurance Benefit?'>What Is An Accidental Death Life Insurance Benefit?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Buy Life Insurance In Under 10 Minutes</title>
		<link>http://www.insurancefundi.co.za/instantlife-video</link>
		<comments>http://www.insurancefundi.co.za/instantlife-video#comments</comments>
		<pubDate>Mon, 02 Apr 2012 13:55:40 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Instantlife]]></category>
		<category><![CDATA[Video]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7936</guid>
		<description><![CDATA[
If the thought of filling in a 10 to 30 page life insurance application, and then having to go for medicals, makes you darnright ill&#8230;then watch this video for an exciting alternative!
 
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Altrisk Life Insurance &#124; How Old Must I Be To Buy Life Insurance?
Our Approach To Selling Life [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		</item>
		<item>
		<title>Do I Need Additional Medicals Everytime I Want Extra Life Insurance?</title>
		<link>http://www.insurancefundi.co.za/life-insurance-more-medicals-for-extra-cover</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-more-medicals-for-extra-cover#comments</comments>
		<pubDate>Mon, 26 Mar 2012 15:22:22 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Discovery Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7906</guid>
		<description><![CDATA[
You’ve moved into a bigger spot (and it’s coupled with a much larger mortgage), the wife’s got another bun in the oven and it’s become pretty evident that you need more life insurance. With your busy schedule the last thing you want is another needle jab in the arm and [...]
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<li><a href='http://www.insurancefundi.co.za/swiftnsure' rel='bookmark' title='Altrisk Insurance | Its About Life Insurance Now And Medicals Later!'>Altrisk Insurance | Its About Life Insurance Now And Medicals Later!</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is A Funeral Benefit Automatically Included In My Life Insurance Policy?</title>
		<link>http://www.insurancefundi.co.za/life-insurance-automatic-funeral-benefits</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-automatic-funeral-benefits#comments</comments>
		<pubDate>Tue, 20 Mar 2012 15:36:27 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7868</guid>
		<description><![CDATA[
When you pass away your spouse is going to need some instant cash for a funeral (like in 72 hours). The problem is that life insurance pay-outs take a little longer than a day or two to finalize. So what now? How does your spouse get their hands on quick [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is There Enough Money To Pay Your Executor?</title>
		<link>http://www.insurancefundi.co.za/life-insurance-to-settle-executor-fees</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-to-settle-executor-fees#comments</comments>
		<pubDate>Thu, 15 Mar 2012 04:51:58 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Executor's fees]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7835</guid>
		<description><![CDATA[
&#8220;Life insurance and executor&#8217;s fees. What&#8217;s the connection?&#8221; If you die you need a valid Will!  And when you have a Will in place, there’s usually an executor whose been nominated to wind up your estate. And just like everyone else that executor needs to be paid. So where is [...]
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<li><a href='http://www.insurancefundi.co.za/life-insurance-pay-out-to-minor-beneficiaries+' rel='bookmark' title='Is It Possible To Leave My Life Insurance Pay-Out To My Kids?'>Is It Possible To Leave My Life Insurance Pay-Out To My Kids?</a></li>
<li><a href='http://www.insurancefundi.co.za/life-insurance-tax-free-' rel='bookmark' title='Are The Proceeds Of My Life Insurance Policy Subject To Estate Duty?'>Are The Proceeds Of My Life Insurance Policy Subject To Estate Duty?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Wrong Life Insurance Premium Structure Can Cost You Mega Bucks!</title>
		<link>http://www.insurancefundi.co.za/life-insurance-premium-structures</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-premium-structures#comments</comments>
		<pubDate>Thu, 08 Mar 2012 05:53:02 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[critical illness cover]]></category>
		<category><![CDATA[disability cover]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7815</guid>
		<description><![CDATA[
Did you know that the premium you pay over to your life insurer each and every month is actually being used to finance the cover you have bought? But like any finance arrangement out there, you have several choices when you put pen to paper. The problem is that you [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is It Possible To Leave My Life Insurance Pay-Out To My Kids?</title>
		<link>http://www.insurancefundi.co.za/life-insurance-pay-out-to-minor-beneficiaries+</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-pay-out-to-minor-beneficiaries+#comments</comments>
		<pubDate>Thu, 01 Mar 2012 18:54:16 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>
		<category><![CDATA[life insuranace]]></category>
		<category><![CDATA[life policy]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7780</guid>
		<description><![CDATA[
You can leave your life insurance policy pay-out to whoever you like! I mean it’s your policy, you’ve been paying the premiums on it so why shouldn’t you decide who gets the money when you finally pass on. But before you consider leaving the money to your children, have you [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Holistic Healthcare Planning is Essential!</title>
		<link>http://www.insurancefundi.co.za/critical-illness-cover-is-essential</link>
		<comments>http://www.insurancefundi.co.za/critical-illness-cover-is-essential#comments</comments>
		<pubDate>Thu, 16 Feb 2012 16:14:18 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[critical illness cover]]></category>
		<category><![CDATA[disability cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7720</guid>
		<description><![CDATA[
Current statistics paint an alarming picture of the increasing prevalence of life threatening illnesses such as cancer and heart disease. No-one likes to think about contracting one of these ailments, especially when you consider that your medical aid benefits are unlikely to stretch far enough to cover all of the [...]
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</ol>]]></description>
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		</item>
		<item>
		<title>Are The Proceeds Of My Life Insurance Policy Subject To Estate Duty?</title>
		<link>http://www.insurancefundi.co.za/life-insurance-tax-free-</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-tax-free-#comments</comments>
		<pubDate>Tue, 14 Feb 2012 14:09:52 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7704</guid>
		<description><![CDATA[
Life insurance pay-outs can be pretty hefty. I mean really big numbers that run into millions and millions of rands. One of the questions I always get is “Will the life insurance proceeds be taxed when it pays out?” And here I&#8217;m specifically talking about the policy being subject to [...]
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<li><a href='http://www.insurancefundi.co.za/life-insurance-automatic-funeral-benefits' rel='bookmark' title='Is A Funeral Benefit Automatically Included In My Life Insurance Policy?'>Is A Funeral Benefit Automatically Included In My Life Insurance Policy?</a></li>
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		</item>
		<item>
		<title>Only 52% Of Life Cover Applicants Get Standard Rates!</title>
		<link>http://www.insurancefundi.co.za/life-insurance-altrisk-2011-new-business-stats</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-altrisk-2011-new-business-stats#comments</comments>
		<pubDate>Fri, 03 Feb 2012 09:53:20 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[altrisk]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7616</guid>
		<description><![CDATA[
It’s always interesting to find out who is buying life insurance. Is it still predominantly middle aged men? How many of them are getting cover at standard rates? Altrisk have just released fresh data on the profile of the average life insurance client that come onto their books in 2011.
No prizes [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Factor In Executors Fees When Taking Out Life Insurance</title>
		<link>http://www.insurancefundi.co.za/life-insurance-executor-fees</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-executor-fees#comments</comments>
		<pubDate>Mon, 30 Jan 2012 14:37:27 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[deceased estate]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7563</guid>
		<description><![CDATA[
If you’ve got a valid will document in place you’ve also nominated an executor. “What’s an executor you ask?” That’s the person / institution responsible for winding up your estate when you pass on. But just like everyone else, your executor needs to get paid. So where is that money [...]
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<li><a href='http://www.insurancefundi.co.za/life-insurance-factors/' rel='bookmark' title='Life Insurance | 5 Factors To Consider When Buying A Life Cover Policy'>Life Insurance | 5 Factors To Consider When Buying A Life Cover Policy</a></li>
<li><a href='http://www.insurancefundi.co.za/life-insurance-tax-free-' rel='bookmark' title='Are The Proceeds Of My Life Insurance Policy Subject To Estate Duty?'>Are The Proceeds Of My Life Insurance Policy Subject To Estate Duty?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Life Insurance Do You Need To Cover Capital Gains Tax?</title>
		<link>http://www.insurancefundi.co.za/life-insurance-for-capital-gains-tax</link>
		<comments>http://www.insurancefundi.co.za/life-insurance-for-capital-gains-tax#comments</comments>
		<pubDate>Mon, 23 Jan 2012 20:42:58 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[cpaital gains tax]]></category>
		<category><![CDATA[life cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7505</guid>
		<description><![CDATA[
Did you know that Capital Gains Tax might be applicable when you pass on? “Jeez, I didn’t know that, I only thought I needed to provide enough life cover to settle debt and provide income.” Well, if you are leaving assets to anyone else but your spouse, it’s going to [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why You Need Life Insurance In 49 Seconds!</title>
		<link>http://www.insurancefundi.co.za/why-you-need-life-insurance-video</link>
		<comments>http://www.insurancefundi.co.za/why-you-need-life-insurance-video#comments</comments>
		<pubDate>Mon, 23 Jan 2012 15:19:43 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life cover]]></category>
		<category><![CDATA[life cover video]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7498</guid>
		<description><![CDATA[
So why do you actually need life insurance? There are 5 reasons and in less than 50 seconds I am going to cover all of them. Sit back an enjoy my weekly video post, then get in touch to discuss your life insurance requirements.

Related posts:
Life Insurance &#124; 5 Factors To [...]
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<li><a href='http://www.insurancefundi.co.za/accidentaldeathbenefit/' rel='bookmark' title='What Is An Accidental Death Life Insurance Benefit?'>What Is An Accidental Death Life Insurance Benefit?</a></li>
<li><a href='http://www.insurancefundi.co.za/life-cover-to-provide-an-income-for-your-family/' rel='bookmark' title='Life Cover To Provide An Income For Your Family'>Life Cover To Provide An Income For Your Family</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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