ad

Life Insurance

Thumbnail image for Holistic Healthcare Planning is Essential!

Current statistics paint an alarming picture of the increasing prevalence of life threatening illnesses such as cancer and heart disease. No-one likes to think about contracting one of these ailments, especially when you consider that your medical aid benefits are unlikely to stretch far enough to cover all of the ...

0 comments Read the full article →
Thumbnail image for Are The Proceeds Of My Life Insurance Policy Subject To Estate Duty?

Life insurance pay-outs can be pretty hefty. I mean really big numbers that run into millions and millions of rands. One of the questions I always get is “Will the life insurance proceeds be taxed when it pays out?” And here I’m specifically talking about the policy being subject to ...

0 comments Read the full article →
Thumbnail image for Only 52% Of Life Cover Applicants Get Standard Rates!

It’s always interesting to find out who is buying life insurance. Is it still predominantly middle aged men? How many of them are getting cover at standard rates? Altrisk have just released fresh data on the profile of the average life insurance client that come onto their books in 2011.
No prizes ...

0 comments Read the full article →
Thumbnail image for Factor In Executors Fees When Taking Out Life Insurance

If you’ve got a valid will document in place you’ve also nominated an executor. “What’s an executor you ask?” That’s the person / institution responsible for winding up your estate when you pass on. But just like everyone else, your executor needs to get paid. So where is that money ...

0 comments Read the full article →
Thumbnail image for How Much Life Insurance Do You Need To Cover Capital Gains Tax?

Did you know that Capital Gains Tax might be applicable when you pass on? “Jeez, I didn’t know that, I only thought I needed to provide enough life cover to settle debt and provide income.” Well, if you are leaving assets to anyone else but your spouse, it’s going to ...

0 comments Read the full article →
Thumbnail image for Why You Need Life Insurance In 49 Seconds!

So why do you actually need life insurance? There are 5 reasons and in less than 50 seconds I am going to cover all of them. Sit back an enjoy my weekly video post, then get in touch to discuss your life insurance requirements.

0 comments Read the full article →
Thumbnail image for What Is Credit Life Insurance?

I’m betting there is a credit life insurance policy in place on your life right now and you aren’t even aware of it! Do you have a clothing account with one of the big retail outlets? Do you own a motor vehicle that is financed with the bank? Do you ...

0 comments Read the full article →
Thumbnail image for Life Cover To Provide An Income For Your Family

Last week I kicked off the year talking about the five reasons why you need life cover. This week I’m going to touch on one of those particular points. Oh and Ive also included a quick video for you to watch later in the blog post!

0 comments Read the full article →
Thumbnail image for Life Insurance | 5 Factors To Consider When Buying A Life Cover Policy

Are you still on the fence about life insurance? If the answer to that question is a resounding yes, it’s probably because you are unsure whether you actually need life cover. Let’s be honest, it can be a grudge purchase! You never will benefit from it so why take it ...

0 comments Read the full article →

I’m HIV positive, can I qualify for life cover? The straight answer is yes you can qualify. And that’s really great news for someone living with HIV because in the past life insurance wasn’t an option. In goes the application for life cover and as soon as the life insurer ...

0 comments Read the full article →