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Life Insurance

“Bud, I’ll just  tally up the debt I want to square off when I kick the bucket and insure myself for that amount.” Jeez, if  only I had a buck for every time I heard that line. Ok, but what if you have dependents who are reliant on your income ...

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Are you still on the fence about life insurance?
If you are it’s probably because you are unsure whether you actually need insurance.
When is the right time to take out life insurance? The day you start working? The day you buy a house? The day your child enters into the world?
Here’s ...

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There is nothing quite like a life insurance application form to force us to face our own health risks. This experience can be so uncomfortable that many of us avoid it for as long as possible, dreading the health and risk assessment. Added to the discomfort is the knowledge that ...

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If you know anything about insurance, you know that the guys at Discovery Life have a habit of doing things a little differently. Their life insurance product is probably the best example of that. It’s got really cool benefits other life insurers don’t have, but it can get a little ...

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Discovery has a habit of doing insurance a little differently! Trying to add value to those policyholders loyal to the Discovery brand is their underlying strategy. (well at least in my eyes). The problem is many consider the Discovery life insurance product too be far too complicated. Is it? Is ...

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How old must I be before I can qualify for a life insurance policy?
Am I already too old to qualify for life cover?

These are valid questions and because all life insurance companies might have their own set of rules when it comes to minimum and maximum entry ages, I thought ...

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As you most probably know by now, we do a lot of online insurance business. What this essentially means is that tons of people approach us via our website requesting life insurance quotations.
This of course, can cause problems for us….
“Yeah right, Lawrence!” I can already hear you saying, “Complaining because ...

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When life insurance companies release insurance claim statistics I’m always very keen to look at the data. Why?
It’s not because I have a morbid fascination with death, disability or horrible critical illnesses. It’s because I’m interested in the numbers!

How much money was paid out?
Which claimable events triggered the largest settlements?
Are men ...

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Now I’m going to unabashedly refer to an article written by Gareth Stokes of FANews magazine.
You can view his original article here: The eight myths about direct life insurance.
Basically what he said was that Discovery Holdings had two options when launching their car and home insurance product:

Use brokers, or
Go direct!

But ...

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“Can you guys help? I want to insure my ex-boyfriend’s life because he still owes me money!”
“I’d like to take out a life insurance policy on my gardener’s life so that I can pay his funeral costs one day.”
“I’m lending my mom’s car so I’d like to insure it please.”
“I’m ...

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