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	<title>Insurance Fundi &#187; Medical Aid</title>
	<atom:link href="http://www.insurancefundi.co.za/category/medical-aid/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.insurancefundi.co.za</link>
	<description>Because everyone has something to lose</description>
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		<title>Use A DSP Or Else Your Medical Scheme Will Apply Co-Payments To Your PMB Conditions</title>
		<link>http://www.insurancefundi.co.za/medical-aid-pmb-copayments</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-pmb-copayments#comments</comments>
		<pubDate>Tue, 31 Jan 2012 15:57:06 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[designated service providers]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[Prescribed Minimum Benefits]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7577</guid>
		<description><![CDATA[
&#8220;DSP&#8217;s, PMB&#8217;s, dude what are you going on about?&#8221;. I&#8217;m actually talking about your medical aid plan and not some new psychedelic drugs kids are popping in nightclubs.You see your medical scheme is legally obliged to pick up the cost of certain procedures called Prescribed Minimum Benefits (PMB&#8217;s) in full [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/medical-aids-ducking-pmbs' rel='bookmark' title='Medical Aid | Is Your Medical Aid Ducking Out of Paying PMB’s?'>Medical Aid | Is Your Medical Aid Ducking Out of Paying PMB’s?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-minimum-benefits' rel='bookmark' title='Must My Medical Scheme Provide A Minimum Level Of Benefits?'>Must My Medical Scheme Provide A Minimum Level Of Benefits?</a></li>
<li><a href='http://www.insurancefundi.co.za/what-are-pmbs' rel='bookmark' title='What are PMB&#8217;s?'>What are PMB&#8217;s?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Must My Medical Scheme Provide A Minimum Level Of Benefits?</title>
		<link>http://www.insurancefundi.co.za/medical-aid-minimum-benefits</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-minimum-benefits#comments</comments>
		<pubDate>Tue, 24 Jan 2012 12:53:10 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical scheme]]></category>
		<category><![CDATA[PMB]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7517</guid>
		<description><![CDATA[
Equality..Now that&#8217;s a word we really love in this country. So while we are on the subject of equality, here is a question. As a medical aid member do you enjoy exactly the same benefits as your fellow scheme member? The answer is No! My guess is that you knew [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/medical-aid-pmb-copayments' rel='bookmark' title='Use A DSP Or Else Your Medical Scheme Will Apply Co-Payments To Your PMB Conditions'>Use A DSP Or Else Your Medical Scheme Will Apply Co-Payments To Your PMB Conditions</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-condition-specific-waiting-periods' rel='bookmark' title='Can a medical aid scheme exclude a pre-existing health condition?'>Can a medical aid scheme exclude a pre-existing health condition?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-general-waiting-periods' rel='bookmark' title='Can a medical aid scheme impose a general waiting period?'>Can a medical aid scheme impose a general waiting period?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are There Any Other Benefits Included In My Medical Gap Cover Policy?</title>
		<link>http://www.insurancefundi.co.za/medical-gap-cover-other-benefits</link>
		<comments>http://www.insurancefundi.co.za/medical-gap-cover-other-benefits#comments</comments>
		<pubDate>Mon, 23 Jan 2012 13:10:24 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[Medical gap cover]]></category>
		<category><![CDATA[medical top up cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7120</guid>
		<description><![CDATA[
You&#8217;re in the market for medical aid gap cover but besides picking up unpaid medical aid bills do insurance policies like these offer any other benefits?

Insurance products are starting to evolve and if there is a &#8220;cool factor&#8221; tag which can be pinned onto a somewhat decrepit local insurance industry [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/gap-cover-why-take-out-a-policy' rel='bookmark' title='Medical Gap Cover | Why Take Out A Policy!'>Medical Gap Cover | Why Take Out A Policy!</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-gap-cover-what-are-the-maximum-amounts-of-cover-i-qualify-for/' rel='bookmark' title='Medical Aid Gap Cover | What Are The Maximum Amounts Of Cover I Qualify For?'>Medical Aid Gap Cover | What Are The Maximum Amounts Of Cover I Qualify For?</a></li>
<li><a href='http://www.insurancefundi.co.za/hospital-limits-maxi-care' rel='bookmark' title='Medical Aid Gap Cover | Gap Cover For Increasing Your Hospital Limits'>Medical Aid Gap Cover | Gap Cover For Increasing Your Hospital Limits</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/medical-gap-cover-other-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your 2012 Discovery Health Plan Options</title>
		<link>http://www.insurancefundi.co.za/medical-aid-discovery-health-plans-2012</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-discovery-health-plans-2012#comments</comments>
		<pubDate>Fri, 20 Jan 2012 12:46:58 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[discovery health 2012]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical schemes]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7455</guid>
		<description><![CDATA[
The problem with choosing a medical aid plan is trying to work out which option is the right one for you and your family! Generally all insurance brokers do is push glossy marketing brochures in front of. How the hell do you look at 20 individual plan types all at [...]
Related posts:<ol>
<li><a href='http://www.insurancefundi.co.za/discovery-health-plans-video' rel='bookmark' title='Discovery Health | Choosing The Right Discovery Health Plan For You'>Discovery Health | Choosing The Right Discovery Health Plan For You</a></li>
<li><a href='http://www.insurancefundi.co.za/discovery-delta-choice' rel='bookmark' title='Discovery Health | Where Does The Discovery Delta Range Fit In?'>Discovery Health | Where Does The Discovery Delta Range Fit In?</a></li>
<li><a href='http://www.insurancefundi.co.za/discovery-delta' rel='bookmark' title='Discovery Health | Have You Considered The Savings On Discovery Delta?'>Discovery Health | Have You Considered The Savings On Discovery Delta?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.insurancefundi.co.za/medical-aid-discovery-health-plans-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I Be Charged More For My Medical Aid Because I&#8217;m Sick?</title>
		<link>http://www.insurancefundi.co.za/can-i-be-charged-more-for-my-medical-aid-because-im-sick/</link>
		<comments>http://www.insurancefundi.co.za/can-i-be-charged-more-for-my-medical-aid-because-im-sick/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 11:05:10 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical schemes]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7351</guid>
		<description><![CDATA[
Nobody purposefully chooses to get sick. I do however remember pulling a &#8220;sickie&#8221; to get out of school once or twice way back then. Didn&#8217;t help that my old lady was a nurse. Busted! Jokes aside though, some of us aren&#8217;t always blessed with great health and for those people [...]
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<li><a href='http://www.insurancefundi.co.za/premium-care' rel='bookmark' title='Medical Top Up Cover | Who Will Pay For Their Medical Aid If You Die?'>Medical Top Up Cover | Who Will Pay For Their Medical Aid If You Die?</a></li>
<li><a href='http://www.insurancefundi.co.za/gap-cover-budget' rel='bookmark' title='Gap Cover Medical Aid | Have You Provided For This In Your Budget?'>Gap Cover Medical Aid | Have You Provided For This In Your Budget?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aids-ducking-pmbs' rel='bookmark' title='Medical Aid | Is Your Medical Aid Ducking Out of Paying PMB’s?'>Medical Aid | Is Your Medical Aid Ducking Out of Paying PMB’s?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Aid Gap Cover &#124; Are There Any Exclusions?</title>
		<link>http://www.insurancefundi.co.za/medical-aid-gap-cover-are-there-any-exclusions/</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-gap-cover-are-there-any-exclusions/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 08:47:17 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid gap cover]]></category>
		<category><![CDATA[Medical Aid Top Up Cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7158</guid>
		<description><![CDATA[
Every insurance policy comes with a list of exclusions. Medical aid gap cover isn&#8217;t any different! It&#8217;s simply the &#8220;we don&#8217;t pay when when this happens&#8221; list and if you own any insurance policy you should be aware of exclusions in the fine print. Some exclusions are general ( the [...]
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<li><a href='http://www.insurancefundi.co.za/medical-gap-cover-do-i-need-to-be-on-a-medical-aid-scheme/' rel='bookmark' title='Medical Gap Cover | Do I Need To Be On A Medical Aid Scheme To Join?'>Medical Gap Cover | Do I Need To Be On A Medical Aid Scheme To Join?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-gap-cover-what-are-the-maximum-amounts-of-cover-i-qualify-for/' rel='bookmark' title='Medical Aid Gap Cover | What Are The Maximum Amounts Of Cover I Qualify For?'>Medical Aid Gap Cover | What Are The Maximum Amounts Of Cover I Qualify For?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-gap-cover-retired' rel='bookmark' title='Medical Aid Gap Cover | Retirees Do Qualify For Medical Aid Gap Cover'>Medical Aid Gap Cover | Retirees Do Qualify For Medical Aid Gap Cover</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Aid Gap Cover &#124; What Are The Maximum Amounts Of Cover I Qualify For?</title>
		<link>http://www.insurancefundi.co.za/medical-aid-gap-cover-what-are-the-maximum-amounts-of-cover-i-qualify-for/</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-gap-cover-what-are-the-maximum-amounts-of-cover-i-qualify-for/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 08:28:25 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid gap cover]]></category>
		<category><![CDATA[Medical Aid Top Up Cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7137</guid>
		<description><![CDATA[
Medical aid gap cover is pretty important insurance. Actually in my mind, it’s probably one of the most important insurance policies you can own nowadays. A medical aid gap cover policy makes sure everyone on your medical aid plan is covered against the possibility of landing up in hospital and [...]
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<li><a href='http://www.insurancefundi.co.za/medical-aid-gap-cover-retired' rel='bookmark' title='Medical Aid Gap Cover | Retirees Do Qualify For Medical Aid Gap Cover'>Medical Aid Gap Cover | Retirees Do Qualify For Medical Aid Gap Cover</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-gap-cover-do-i-need-to-be-on-a-medical-aid-scheme/' rel='bookmark' title='Medical Gap Cover | Do I Need To Be On A Medical Aid Scheme To Join?'>Medical Gap Cover | Do I Need To Be On A Medical Aid Scheme To Join?</a></li>
<li><a href='http://www.insurancefundi.co.za/gap-cover-isnt-medical-aid-top-up-insurance' rel='bookmark' title='Medical Gap Cover | It’s Not The Same As Medical Aid Top Up'>Medical Gap Cover | It’s Not The Same As Medical Aid Top Up</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Gap Cover &#124; Do I Need A Medical Examination?</title>
		<link>http://www.insurancefundi.co.za/medical-gap-cover-do-i-need-a-medical-examination/</link>
		<comments>http://www.insurancefundi.co.za/medical-gap-cover-do-i-need-a-medical-examination/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 14:03:53 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid gap cover]]></category>
		<category><![CDATA[Medical gap cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7332</guid>
		<description><![CDATA[
If you join a medical scheme there is an outside chance you might be required to have a medical test (on the odd occasion I&#8217;ve actually seen this). Most life insurers will require their applicants to have at least a pin prick in the arm (blood test). Because short term [...]
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<li><a href='http://www.insurancefundi.co.za/gap-cover-pre-existing-conditions' rel='bookmark' title='Medical Gap Cover | Will My Pre-Existing Conditions Be Covered?'>Medical Gap Cover | Will My Pre-Existing Conditions Be Covered?</a></li>
<li><a href='http://www.insurancefundi.co.za/gap-cover-waiting-periods' rel='bookmark' title='Medical Gap Cover | Can I Bypass The Waiting Period?'>Medical Gap Cover | Can I Bypass The Waiting Period?</a></li>
<li><a href='http://www.insurancefundi.co.za/hospital-limits-maxi-care' rel='bookmark' title='Medical Aid Gap Cover | Gap Cover For Increasing Your Hospital Limits'>Medical Aid Gap Cover | Gap Cover For Increasing Your Hospital Limits</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Gap Cover  &#8211; Do I Get Anything Out If I Don&#8217;t Claim?</title>
		<link>http://www.insurancefundi.co.za/medical-gap-cover-do-i-get-anything-out-if-i-dont-claim/</link>
		<comments>http://www.insurancefundi.co.za/medical-gap-cover-do-i-get-anything-out-if-i-dont-claim/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 14:05:04 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[Medical Aid Top Up Cover]]></category>
		<category><![CDATA[Medical gap cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7123</guid>
		<description><![CDATA[
&#8220;I pay and pay my medical gap cover premiums but if I never claim will I get anything out?&#8221; It&#8217;s an insurance question I get so often it deserves a blog post all on its own.

Let&#8217;s start with taking a step back and looking at what insurance is. Insurance is [...]
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<li><a href='http://www.insurancefundi.co.za/gap-cover-claim-calculation' rel='bookmark' title='How does a medical aid gap cover claim get calculated and paid out?'>How does a medical aid gap cover claim get calculated and paid out?</a></li>
<li><a href='http://www.insurancefundi.co.za/gap-cover-excesses' rel='bookmark' title='Medical Gap Cover | Are Excesses Payable At Claim Stage?'>Medical Gap Cover | Are Excesses Payable At Claim Stage?</a></li>
<li><a href='http://www.insurancefundi.co.za/gap-cover-claims' rel='bookmark' title='Medical Gap Cover | Do They Settle Directly With My Specialist?'>Medical Gap Cover | Do They Settle Directly With My Specialist?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Aid Gap Cover &#124; Now Watch The Video!</title>
		<link>http://www.insurancefundi.co.za/medical-aid-gap-cover-now-watch-the-video/</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-gap-cover-now-watch-the-video/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 15:34:54 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid gap cover]]></category>
		<category><![CDATA[Medical gap cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7313</guid>
		<description><![CDATA[
Are you in the mood for something different? How about a video highlighting the importance of medical aid gap cover. Ive decided to get a little creative so give my latest video production a view (Oh and be kind I did it on my I-pad). How cool is that&#8230;

Now get [...]
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<li><a href='http://www.insurancefundi.co.za/medical-aid-gap-cover-retired' rel='bookmark' title='Medical Aid Gap Cover | Retirees Do Qualify For Medical Aid Gap Cover'>Medical Aid Gap Cover | Retirees Do Qualify For Medical Aid Gap Cover</a></li>
<li><a href='http://www.insurancefundi.co.za/why-gap-cover-part-two' rel='bookmark' title='Medical Aid Gap Cover | Why You Need Medical Gap Cover Today | Part Two'>Medical Aid Gap Cover | Why You Need Medical Gap Cover Today | Part Two</a></li>
<li><a href='http://www.insurancefundi.co.za/why-gap-cover-part-one' rel='bookmark' title='Medical Aid Gap Cover | Why You Need Medical Gap Cover Today | Part One'>Medical Aid Gap Cover | Why You Need Medical Gap Cover Today | Part One</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Gap Cover &#124; Do I Need To Be On A Medical Aid Scheme To Join?</title>
		<link>http://www.insurancefundi.co.za/medical-gap-cover-do-i-need-to-be-on-a-medical-aid-scheme/</link>
		<comments>http://www.insurancefundi.co.za/medical-gap-cover-do-i-need-to-be-on-a-medical-aid-scheme/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 14:07:57 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical aid gap cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7079</guid>
		<description><![CDATA[
You&#8217;ve been looking into a medical aid gap cover policy, but at the moment you still need to finalize getting onto a medical aid scheme. Your question is simply this,&#8221;Can I take out a medical aid gap cover policy without belonging to a medical aid scheme?&#8221; It&#8217;s a fair question, [...]
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<li><a href='http://www.insurancefundi.co.za/medical-aid-can-my-application-be-declined/' rel='bookmark' title='Medical Aid | Can A Medical Scheme Decline My Application To Join?'>Medical Aid | Can A Medical Scheme Decline My Application To Join?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-gap-cover-retired' rel='bookmark' title='Medical Aid Gap Cover | Retirees Do Qualify For Medical Aid Gap Cover'>Medical Aid Gap Cover | Retirees Do Qualify For Medical Aid Gap Cover</a></li>
<li><a href='http://www.insurancefundi.co.za/healthcare-specialist-gripes' rel='bookmark' title='Medical Aid Gap Cover | The Gripes Surrounding What Specialists Charge'>Medical Aid Gap Cover | The Gripes Surrounding What Specialists Charge</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Gap Cover &#8211; Is My Entire Family Automatically Covered?</title>
		<link>http://www.insurancefundi.co.za/medical-gap-cover-is-my-family-automatically-covered/</link>
		<comments>http://www.insurancefundi.co.za/medical-gap-cover-is-my-family-automatically-covered/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 13:20:10 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid gap cover]]></category>
		<category><![CDATA[top up your medical aid]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7077</guid>
		<description><![CDATA[
You&#8217;ve heard about medical aid gap cover and that it&#8217;s a pretty darn important insurance policy to own nowadays. Before you look to become a policy holder and shell out a few extra bucks each month, you might have a few questions. One of them is, &#8220;Will the policy automatically [...]
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Medical Aid &#124; Can A Medical Scheme Decline My Application To Join?</title>
		<link>http://www.insurancefundi.co.za/medical-aid-can-my-application-be-declined/</link>
		<comments>http://www.insurancefundi.co.za/medical-aid-can-my-application-be-declined/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 04:00:08 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid]]></category>
		<category><![CDATA[medical aid scheme]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7257</guid>
		<description><![CDATA[
A life insurer might decline your application outright. Actually, a short term insurer can also decide not to take on your particular risk.  Is it then not possibly for a medical scheme in South Africa to decline your application to join?

Short answer..  They can’t decline you! They can impose terms [...]
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<li><a href='http://www.insurancefundi.co.za/medical-aid-general-waiting-periods' rel='bookmark' title='Can a medical aid scheme impose a general waiting period?'>Can a medical aid scheme impose a general waiting period?</a></li>
<li><a href='http://www.insurancefundi.co.za/medical-aid-condition-specific-waiting-periods' rel='bookmark' title='Can a medical aid scheme exclude a pre-existing health condition?'>Can a medical aid scheme exclude a pre-existing health condition?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Medical Aid Gap Cover &#124; The Gripes Surrounding What Specialists Charge</title>
		<link>http://www.insurancefundi.co.za/healthcare-specialist-gripes</link>
		<comments>http://www.insurancefundi.co.za/healthcare-specialist-gripes#comments</comments>
		<pubDate>Thu, 15 Dec 2011 05:57:29 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[medical aid gap cover]]></category>
		<category><![CDATA[Medical Aid Top Up Cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7057</guid>
		<description><![CDATA[
Still think you don&#8217;t need a medical aid gap cover policy? The Cape Times recently ran an article on the 6th December this year (2011) titled “Medical scheme members irate over hospital bills.” What was the gist of their article?

No prize for guessing right! Let’s just say that there are [...]
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Gap Cover &#124; Are Excesses Payable At Claim Stage?</title>
		<link>http://www.insurancefundi.co.za/gap-cover-excesses</link>
		<comments>http://www.insurancefundi.co.za/gap-cover-excesses#comments</comments>
		<pubDate>Fri, 09 Dec 2011 05:35:35 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
		<category><![CDATA[gap cover]]></category>
		<category><![CDATA[medical aid gap cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=6998</guid>
		<description><![CDATA[
The thing about insurance is that we seldom ask enough questions. You think we would investigate things thoroughly before committing to an insurance policy purchase with a long term fixed monthly premium, but that’s not necessarily the case. We know we need the cover, we take it out, we know [...]
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<li><a href='http://www.insurancefundi.co.za/gap-cover-claim-calculation' rel='bookmark' title='How does a medical aid gap cover claim get calculated and paid out?'>How does a medical aid gap cover claim get calculated and paid out?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Gap Cover &#124; Do They Settle Directly With My Specialist?</title>
		<link>http://www.insurancefundi.co.za/gap-cover-claims</link>
		<comments>http://www.insurancefundi.co.za/gap-cover-claims#comments</comments>
		<pubDate>Wed, 07 Dec 2011 18:38:18 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[All Posts]]></category>
		<category><![CDATA[Medical Aid]]></category>
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		<category><![CDATA[Medical gap cover]]></category>

		<guid isPermaLink="false">http://www.insurancefundi.co.za/?p=7000</guid>
		<description><![CDATA[
It’s the type of question you should be asking any insurer when looking to take out insurance cover: “How do you settle claims?” With medical aid gap cover insurance you’ve got several different parties involved, so who ends up getting the money at claim stage? That’s a good question.
Before I [...]
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