MEDICAL AID – THE GOOD, THE BAD & THE DOWNRIGHT UGLY…

Participate in our Poll and you could win R2,500

Ten seconds to answer ten questions and you could win R2,500
What do you think about medical aid? We’re looking for your opinion on the subject, and in return we’ll select one winner at the end of the week. Here are just a few questions just to work you up:

• How is it possible that a single tooth implant can cost R20, 000?
• Or that a 3 month stay in private hospital could cost R1, 5 million?
• Or that you’re on the top plan but you always end up having to pay in?

A sobering thought to consider…
If you’re barely able to make the payments now while you’re still working – what makes you think you’ll be able to do so when you retire?

Once you have completed the survey, make sure to leave your details so we can drop you a line if you win.

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Until next time.

The InsuranceFundi Team

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21 thoughts on “MEDICAL AID – THE GOOD, THE BAD & THE DOWNRIGHT UGLY…

  1. SEND ME AN EMAIL NO CALLS PLSE – SHUD I RETIRE I NEED A MEDICAL AID WITH AN HOSPITAL PLAN
    FOR ME AND MY HUSBAND. HE IS ON CHRONIC MEDICATION

  2. The problem d not lies with medical aid as such, I think it is the hospitals that are too much exspensive unnecessary, Hopitals do not all ways buys machinery, they buy once, the only thing is to service them, medication is exsepnsive but not all of it, I think the goverment must investgate this private hospitals, BUT MEDICAL AID as well they must pay back something a certain percentage to a member if he had never claim unnually.

    • I agree with you that these expenses are unsustainable.
      When it comes to the government investigating private hospitals, it’s just as important for them to look at government hospitals.

  3. No comments except that I have to pay a Gap Cover insurance as Gems even with PMB conditions don’t always cover charges fully

    • PMB’s are usually not covered by gap cover. That’s because PMB’s must be covered by GEMS. Just make certain your condition is a PMB.

  4. I am 79 years old and have Renal Disease and have to have Dialysis twice a week. Discovery Health plan I’m on is fantastic and I don’t believe there is another medical aid who looks after me like they do!!! Their Kidney Programme is awesome. Mike.

    • Hi Mike,

      They’re big, they attract a lot of younger people, and they encourage people to look after their health by offering incentives. It’s a great combination. I’m glad you’re happy with their service.

  5. i’m trying to submit my details, it says there’s an error, that is my details, what should one do

    • Please try again…sometimes there are glitches. Or use the contact us page to send your request

  6. For the amount of contribution that I pay every month does not due jutice to what I get out! – much ess than what I out in and Iam left with paying cash for Doctors dentiste, etc after3 months as the medical aid comes from ones savings.

  7. ITS not medical aid thats my issue, its some hospitals and their staff that needs investigating.
    some of these people think that we go in to have a holiday.
    As for the food its another issue.

  8. What we need is medical insurance that works like any other insurance. If the bill is R50 000 they should cover this up to the annual limit, irrespective of the duration of stay or cause, such as illness or accident. Payment must be made to the hospital direct. not the member, otherwise hospitals do not want to accept insurance cover, defeating the object of having it.

    • I hear where you’re coming from.

      The only solution is to have a credit card and pay the hospital upfront. Then claim back from the hospital cash back plan.
      Bear in mind that the short term insurer, by law, is not allowed to do the work of a medical scheme.The whole objective being to get you to join a medical aid scheme.

  9. When I retire in 3.5 years I need a medical aid (hospital) and all. My wife get’s cronic medication monthly. Myself DON’T use medicine and hardly ever see a doctor. Our medica aid do not continue when I retire. Please mail me if you have a solution for us.Thanks,Dirk

    • Hi Dirk,

      Any of the open medical aid schemes will accept you once you retire. All you need to do is apply within 90 days of having resigned from your company medical aid scheme.
      3.5 years is a long way away, and I suggest you look at your options closer to the time.