DISCOVERY HEALTH 2018 – IS KEYCARE THE RIGHT MATCH FOR YOU?

If managing a budget ain’t your thing then this one’s for you!   In case you missed it…in the previous article we discussed how to choose your plan at Discovery Health. Let’s be honest… The guys at Discovery Health understand the ‘pain and pleasure’ principle better than most. Give the client a budget, let them […]

DISCOVERY HEALTH – WHAT CAN YOU EXPECT IN 2018?

Discovery Health 2018

How many claims does Discovery health pays every day? You’re about to find out…   Here are a few interesting titbits about Discovery Health which you might not know: 7.9% – That’s the increase at Discovery Health across all plans. Across 23 plans the increases ranged from 7.27% to 8.48%. Executive plan – 7.35% – […]

IS YOUR MEDICAL SCHEME HITTING YOU WITH DOUBLE DIGIT INCREASES NEXT YEAR?

TIME TO LOOK AT FEDHEALTH IN 2018

It’s medial aid review time of year again, and if you aren’t already a Fedhealth member, we want to highlight a few of their changes in 2018. A bit about the Scheme to begin with: • The Scheme’s solvency ratio is sitting at 30,8% (the requirement is 25%). • The Scheme has maintained a Global […]

ONEPLAN BLUE – IS IT RIGHT FOR YOU?

The OnePlan Comprehensive Plan Range

So how would you like to get paid for seeing the doctor before seeing him or her? That’s one of the benefits offered by  OnePlan.  But let’s take a look at their Blue Plan in more detail, shall we? Let’s get the cost out of the way first OnePlan offers six different options: The top of the […]

ONE ADVANTAGE OF OWNING A RETIREMENT ANNUITY

There’s very little an individual can claim from tax nowadays! So what can you claim from tax? In no particular order and depending on the type of income you receive: • Contributions to a pension or provident fund • Contributions to a retirement annuity • Donations to approved public benefit organisations • Legal expenses relating […]

ARE YOU EXPECTING A BONUS THIS YEAR?

Participate In Our Quick Poll And You Could Win R5,000

The year is drawing to a close! In a month from now Christmas will be around the corner. Are you expecting a bonus this year? Is your employer going to dig deep and pay you a 13th cheque? In our latest Poll we want to find out what you are going to do with your […]

ARE THEY ALLOWED TO CHARGE YOU THIS MUCH ON YOUR LOAN?

The Maximum Interest Rates Allowed By Law

They’ve offered me a personal loan at 25% per annum interest. Am I being ripped off? I was checking my credit card statement the other day and asked myself the same question. It all started when I withdrew some money at the ATM… I don’t know if you bank at the same one as I […]

WHICH IS BETTER – 2 YEAR LOAN VERSUS 3?

The Questions You Need To Ask When Applying For Credit

So you’ve just been offered a loan, but you can’t quite decide between two options: a 2 year loan at a higher interest rate or a 3 year loan at a lower interest rate? Take Paul for instance… He needs R20, 000 as in yesterday. His credit’s been approved but the consultant offered one too […]

WHAT ARE PMB’s?

Medical Aid Stuff You Gotta Know

Doesn’t it feel like your medical aid is paying less and less but your contribution towards the scheme is soaring? If you belong to a private medical aid scheme in RSA, I can guarantee you that each year you are getting less bang for your buck! It’s a tough pill to swallow isn’t it? What’s […]

HOW TO CHOOSE A MEDICAL AID

It's That Time Of Year Again

Who’s getting the biggest chunk of your paycheque every month? Is it your bond? Maybe your car repayment? School fees? Now the great thing about all of these is that you’re getting something for your money. Eventually that home will be yours – that car yours – but spare a moment for those expenses where […]