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Thumbnail image for How are sole proprietors taxed?
By 19 January 2012

Here is the most important thing you need to know (besides insurance, of course!) about sole proprietors and income tax… Sole proprietors are taxed as individuals!
Take a moment to imagine a funnel…
Got it?
Okay, now imagine all the sales pouring in at the top of the funnel. Now, as all these ...

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Thumbnail image for What If I Forget To Pay My Premiums And Then Have A Claim?
By 18 January 2012

Okay, you’ve just come back from a nice, fat holiday at the coast. You’re well-tanned (but slightly thirsty if you were in Ballito during the water shortage!), well rested BUT…its set you back a little more than expected – a couple of thousand Rand more than expected!
So much so, that ...

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Thumbnail image for Can I Be Charged More For My Medical Aid Because I’m Sick?
By 17 January 2012

Nobody purposefully chooses to get sick. I do however remember pulling a “sickie” to get out of school once or twice way back then. Didn’t help that my old lady was a nurse. Busted! Jokes aside though, some of us aren’t always blessed with great health and for those people ...

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Thumbnail image for Life Cover To Provide An Income For Your Family
By 16 January 2012

Last week I kicked off the year talking about the five reasons why you need life cover. This week I’m going to touch on one of those particular points. Oh and Ive also included a quick video for you to watch later in the blog post!

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Thumbnail image for How Does The Economy Work?
By 15 January 2012

You might be wondering why an article on the economy when I’m supposed to be writing about insurance and investments? Don’t worry, it all ties in together at the end!
So onward with today’s article…
I don’t know about you, but I often wish for a much simpler lifestyle…
Nothing would give me ...

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Thumbnail image for How Does Your Net Worth This Year Compare To Last Year?
By 14 January 2012

The beginning of a new year is always an excellent time to take stock of what’s happened in your life over the past year (especially when it comes to your insurance and investments!).
By now you might already have made a couple of New Year’s resolutions, but it’s also an excellent ...

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Thumbnail image for Medical Aid Gap Cover | Are There Any Exclusions?
By 13 January 2012

Every insurance policy comes with a list of exclusions. Medical aid gap cover isn’t any different! It’s simply the “we don’t pay when when this happens” list and if you own any insurance policy you should be aware of exclusions in the fine print. Some exclusions are general ( the ...

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Thumbnail image for Medical Aid Gap Cover | What Are The Maximum Amounts Of Cover I Qualify For?
By

Medical aid gap cover is pretty important insurance. Actually in my mind, it’s probably one of the most important insurance policies you can own nowadays. A medical aid gap cover policy makes sure everyone on your medical aid plan is covered against the possibility of landing up in hospital and ...

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Thumbnail image for Commercial Insurance | What’s The Difference Between A Personal Lines Policy?
By

A short term insurance policy is a short term insurance policy right? Not exactly. In this blog post we dig a little deeper and work out what the biggest difference is between a personal and commercial lines short term insurance policy.

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Thumbnail image for Should I Open A Business As A Sole Proprietor?
By 12 January 2012

If you’re just starting out in business for yourself – and don’t know which way to turn when it comes to deciding on how to structure your business – then why not consider a sole proprietorship.
But, like everything else, you need to know that there are two sides to the ...

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