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motor and household insurance

Thumbnail image for When Can I Claim Against My Homeowner’s Insurance Policy?

In a previous article – Why Should You Insure Your Home for Replacement rather Than Market Value – I mentioned that we’d touch on when it’s possible to claim under this type of insurance!
How was I to know that- barely two weeks later – I’d be forced into answering this ...

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Thumbnail image for Why Should I Insure My Home for Replacement rather than Market Value?

“Bloody banks”, muttered Paul, “They only granted me a bond for R800, 000 but now they want me to insure for R1, 1 million! I can’t get a bond for R1, 1 million from them but they score if the place burns down…Can you believe it?”
I can’t tell you how ...

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Don't run the risk of being under insured!

Do yourself a favour…pull out a copy of your most recent motor and household insurance schedule and page to the section which deals with household contents.
Then look for the sum insured amount. Got it?
Now here’s what I’d like to share with you…apparently 84% of all policyholders are under-insured on their ...

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Insurance claims driving you up the wall?

We got the call a little over a week ago…
A couple was referred to us by one of our clients. Apparently lightning had struck their home and fried their alarm system. Doing the right thing, they duly notified the insurer who informed them that they – the insurer – would ...

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