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Short Term Insurance

So, maybe your business is service based which means you only have offices…or maybe you own a factory with adjacent offices for your accounting and sales staff?
And what if you’re an attorney or accountant with trust or mortgage deeds in your possession?
Whatever your situation you need office contents insurance!
What am I ...

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In my previous post we discussed Fire Insurance or as it is commonly known – Property Insurance.
If you can recall we mentioned that under the fire section you can insure:

 Your buildings
Your machinery
And your stock in trade

So why would you need buildings combined insurance?
The truth is that you wouldn’t normally.
However, if you ...

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For most businesses, when it comes to insuring against all the potential risks you face, fire insurance forms the foundation. Now I can almost hear you saying:
“Fire insurance…Why fire insurance? I’m more concerned about theft cover than fire!”
So let me explain…
Fire insurance – otherwise known as ‘property’ insurance – indemnifies ...

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Don't run the risk of being under insured!

Do yourself a favour…pull out a copy of your most recent motor and household insurance schedule and page to the section which deals with household contents.
Then look for the sum insured amount. Got it?
Now here’s what I’d like to share with you…apparently 84% of all policyholders are under-insured on their ...

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Insurance claims driving you up the wall?

We got the call a little over a week ago…
A couple was referred to us by one of our clients. Apparently lightning had struck their home and fried their alarm system. Doing the right thing, they duly notified the insurer who informed them that they – the insurer – would ...

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How do insurance companies make money?

What if I’ve only paid one premium and then write off my R140, 000 vehicle in an accident the next day?
I’ve often asked myself that very same question…
Or how about this question: “How would you start a brand new insurance company from scratch?”
I mean think of it…

You’ve placed your first ...

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Insurance Companies…Are They A Bunch Of Thieves?

Here’s a true story…and a valuable lesson for us all!
Recently Brendan got a call from one of our household insurance clients.
Client: Hi Brendan, I’ve just been robbed!
Brendan: Are you OK? What happened?
Client: I’m fine. I woke up from an afternoon nap only to find a bunch of guys in my ...

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Mention the word “insurance” at any family lunch and you could find yourself banished to the laundry room to enjoy your dinner with Snoopy the miniature poodle.
So what is it about insurance, specifically the short term variety of cover, that gets everyone, including your immediate family, so hot under the ...

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Short And Long Term Insurance. What’s The Difference?

So what’s the difference? Before we look at the fundamental difference between these two common types of insurance covers, let’s first define the term “insurance”. We don’t want to put the cart before the horse.
Insurance is simply the transfer of the risk. You transfer your risk of loss to an ...

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Good Fellas – Cheers To An Innovative Insurance Offering

I recently over indulged a little. Ok, maybe more than a little.
We had arranged a quick dinner with family at a new restaurant in our area and let’s just say that one bottle of red wine turned into many bottles of wine and before we knew it was tequila shots ...

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