InsuranceFundi is an independently owned insurance blog which produces educational content to help South Africans make better insurance & investment decisions.
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Since the year kicked off, we’ve been blogging about protecting your income. The truth is we all get up every day and trade most of our time, and energy, for a pay-cheque each month. Protecting that pay-cheque is vital in a world where creditors own most of our major...read more
The word “retrenchment” is about as common as the other swear word in SA right now - “load shedding”. Maybe let’s add in “state-capture” for good measure as well! The economic downturn has left companies reeling, and in the name of still turning a profit, Directors...read more
There’s no getting away from it, the roads in South Africa are not in good condition, to put it mildly. Potholes are becoming a huge problem and the maintenance of the roads is almost non-existent. Think about how often you have to try and avoid potholes and how many...read more
Who can still remember when everyone in the neighbourhood went to government schools and paying school fees was optional? Private schools were for the privileged and university meant taking out a loan. So, what’s changed? Well, for one thing, government schooling...read more
As we all know, having a car in South Africa is almost a necessity. The issue with having a car is that although it is an asset, it is a depreciating one. On average cars depreciate by 20% as soon as you drive them off the showroom floor. With this in mind, what do...read more
Your life comes to a grinding halt and the proverbial ‘you know what’ hits the fan. Last week we kicked off the year with a blog post about the questions you need to ask yourself before you dive into buying an insurance policy. I purposefully started the list of...read more
I recently listened to a podcast that guest-starred Elon Musk. It was a fascinating 2-hour roller coaster ride that provided some real insight into what life is probably going to look like in the next few decades. If the internet was faster (that’s the only...read more
Tough. That’s probably the word that best describes South African men, isn’t it? It’s not just our size that makes us tough, is it? South African guys are resilient, and that resilience is largely born out of struggle. Life in South Africa isn’t easy and that’s what...read more
Stokvels are as much a part of our South African heritage as Bobotie and Biltong. It’s estimated that one in every two adult rainbow nationers is a member of at least one of 800 000 stokvels around the country. If you think that is a staggering statistic, consider for...read more
How often do you check the performance of your Retirement Annuity? For many people taking out a Retirement Annuity is very important as it obviously ensures some kind of financial assistance when you finally decide to retire. Depending on when you took out the RA, you...read more