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Latest blog posts

Do you feel like the value of your money has halved in the last 2 years?

Aug 13, 2018 | financial planning | 0 Comments

Do you feel bleak about the future of South Africa? Forget about crime, corruption, land expropriation and all that sort of stuff. Bad enough as these things are, right now, the middle class is on a hiding to nothing. And most worrying of all, it...

FinChoice – When you need moola in a hurry!

Aug 6, 2018 | personal loans | 0 Comments

Can I borrow R3,000 until the end of the month? Terrible feeling that, having more month than money. But let’s be honest, most of us have been in a similar predicament at some or other point in our lives? First you hit the easy targets – mom and...

How much do you need to save to retire on R10,000 per month?

Jul 31, 2018 | financial planning | 0 Comments

Here’s the pickle you might find yourself in: You’ve figured out that if you were to retire today – with absolutely no debt at all – you’d need R10,000 a month. Okay, maybe you need slightly more than R10,000 a month but you’ve still got the same...

Sponsored post: For any unresolved insurance issues, Resolver SA is here to help you!

Old Mutual Sponsored post: Why you need critical illness cover even if you belong to a top medical aid plan!

Jul 26, 2018 | Insurance | 0 Comments

Private healthcare in South Africa doesn’t come cheap! Most households that can afford to belong to a medical aid scheme spend a few thousand bucks a month for the reassurance that if they get sick, they can afford the best treatment possible. But is it enough? Your...

Will your medical aid pay if you get sick while travelling overseas?

Jul 25, 2018 | medical aid | 0 Comments

Winding up in hospital in South Africa can be catastrophic…even with medical aid. Imagine ending up in hospital overseas where local medical aid doesn’t work? Recently this happened to two of our clients. Both were smallish claims under R5, 000 and...

Why your taxable salary and your taxable income aren’t the same thing

Jul 18, 2018 | financial planning | 0 Comments

The question you might be asking is, why should you even care? To be honest, for most of you reading this, it doesn’t make a difference at all. But hey, that doesn’t mean it won’t make a difference in future, so keep reading. Your pay slip – Is it...

Is your medical aid ripping you off? Participate in our latest poll

Jul 11, 2018 | Insurance, surveys & polls | 0 Comments

A 484 page report has just been released by the Competition Commission of South Africa on the state of the private healthcare market in South Africa. The primary reason for the enquiry is the high and ever increasing cost of private healthcare....

Government is coming for your medical aid!

Jul 4, 2018 | Insurance, Medical, medical aid, medical insurance | 0 Comments

The draft Medical Schemes Amendment Bill 2018 was published on the 21st of June 2018. Government believes that it’s going to make things cheaper. But is that true? 10 changes are on the cards and open for public comment. In this article we will...

Old Mutual Sponsored Post | What your Will document & divorce have in common

Jul 1, 2018 | Insurance, Money Matters | 0 Comments

Did you know that your Last Will and Testament has more in common with divorce agreements than with any other document known to mankind? Think about a divorce agreement for a moment. The two parties choose to go their separate ways. They haggle...

Do you have a back-breaking “Black Tax” burden?

Jun 27, 2018 | Insurance, Money Matters | 0 Comments

It's fair to say SARS collect a fair amount of our money each month but if you're a black South African earning an income, you might also be paying “black tax” (sharing your salary with family). Whether the notion of “black tax” is right or wrong...

Old Mutual Sponsored Post: Do you have enough money to pay for Estate Duty?

Jun 23, 2018 | financial planning, Insurance | 0 Comments

It’s a little ironic that even in death the bills keep rolling in (and let’s include death tax as the final bill you need to pay). It might have been the heavy burden of having to constantly pay bills your entire life that put you in the grave to...

Teljoy Sponsored Post: Protect yourself from home appliance & electronic costs with TelJoy EasyFix

Jun 21, 2018 | car & home insurance, Insurance | 0 Comments

When your Smart TV breaks down do you have spare bucks lying around to get it fixed? The only downside to buying new stuff is that it eventually gets old. Your super-duper 4K TV eventually loses a little shine and that snazzy fridge continues to do the job, but...

Old Mutual Sponsored Post | Why you need to see a Financial Advisor about your disability cover

Jun 14, 2018 | Disability Insurance, Insurance | 0 Comments

Do you need lump sum disability cover? Income replacement cover? Or both? You probably aren’t even aware that you can get your hands on two types of disability cover policies. One pays a lump sum of money at claim stage & the other pays out a...

Colectiv Sponsored Post | We’ve got an insurer that will give you life cover for mahala!

Jun 12, 2018 | Insurance, life insurance | 0 Comments

The steps in taking out life insurance have never changed. In exchange for covering your risk (dying, without enough money to look after your family), the life insurer then accepts a regular payment from you called a premium. The day you eventually kick the bucket...

9 frequently asked funeral cover questions

Jun 11, 2018 | funeral insurance, Insurance | 24 Comments

Have you ever looked at an offering and wondered if it’s actually worth spending the money? Funeral insurance can be one of those ‘I’m still on the fence’ type of products, right? It's marketed aggressively, so we've all heard our fair share of...

Does free land come at a cost? Participate in our latest poll & win R2,000

Jun 5, 2018 | surveys & polls | 0 Comments

Free land could soon become a reality in South Africa but does the concept of 'free' land really exist? Strangely enough, our government, who are pushing for this have as much to lose as anyone else. Government’s conundrum No doubt about it....

Discovery Sponsored Posts | Get car insurance that rewards good driving with Discovery Insure

May 31, 2018 | car & home insurance, Insurance | 0 Comments

Discovery Insure: Taking tailor-made insurance to a new level Imagine if your insurer allowed you to write your car and home insurance policy? What type of changes would you make? I can think of quite a few off the top of my head. Take, for...

Is servicing your car putting strain on your budget?

May 29, 2018 | car & home insurance, Insurance | 0 Comments

It’s obvious, right? Get yourself a service plan. No need for this article! What can you expect for the money you spend on a service plan? Some plans pay for the service in full, but who knows whether the cost you pay every month is in line with...

The differences between Endowments & Unit Trusts

May 21, 2018 | Business, financial planning, investments | 0 Comments

You’re sitting across the table from your financial advisor talking investments when he or she recommends you stay away from a unit trust and rather go with an endowment. Now you consider yourself to be as intelligent as the next person, but right...

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Short or long term insurance – who cares? - 2,193 views
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