The differences between Endowments & Unit Trusts

You’re sitting across the table from your financial advisor talking investments when he or she recommends you stay away from a unit trust and rather go with an endowment. Now you consider yourself to be as intelligent as the next person, but right now the question you’re dying to ask is: “What’s the difference?” Let’s find […]

Keep your money in the bank or invest with an asset manager?

What should you do with your spare money? Stick it in a bank account or invest in a unit trust fund, managed by an asset manager? It really depends on your answers to a few questions which we will cover in this blog post. Before we get into those questions, it’s a good idea that […]

Should you opt for flat or % based car insurance excess?

car insurance

Tell us, what do you expect from your insurance? Some of us expect to be better off after a claim. But for most of us, we simply want to be in the same situation as we were before the loss. In this blog post, we look into car insurance excesses and how to avoid picking […]

How to find an extra R4,000 in your budget every month

Life Insurance

Do you feel like you wasted a lot of money in 2018 without even being aware of it? If your answer is “Yes”, join the club. We aren’t into New Year’s resolutions, but we have spent some time thinking about ways we could plug the potential leaks in our budgets and enjoy more “money mileage” […]

Why you can’t afford not to have Medical Gap Cover!

Medical gap cover

It was going to happen sooner or later and you were always going to be the loser. What am I on about? Behind the scenes, there is a battle going on between two industries – the medical schemes and the insurance companies. The loser has always been the insurance industry, but ultimately it’s you. Medical […]