We all know how life insurance works You can: either leave it to your estate or you can leave it to a beneficiary of your choice There is one situation where neither of these two work. But before we get into that, let’s look at… Why do we take out life insurance in...
Are you as ‘skelm’ as I am when it comes to insurance? Take scratch and dent insurance for example: What’s the first thing that crosses your mind when your car gets scratched? Can I take out a scratch and dent insurance policy right now and claim? Am I right? Your...
“Could you pop around on Friday? I’d like you to explain how the Provident fund works to all my staff.” Friday rolls around, I’m half an hour early and I’m ready to explain why they need a provident fund. In my mind, the biggest issue is explaining...
Who could ever forget Anna… One of our life insurance companies had just sent us a mail stating that another advisor was requesting information on her. Now the only time we ever get these types of mail is when a client is looking around for better options elsewhere....
Yes it is, but there are two issues that need to be addressed: Registering your marriage in court, and How many wives are involved? Let’s dig a bit deeper… First off, why is it important to be recognised as a spouse? Because our government wants to know how to...