So you thought life insurance pays out tax-free?

life insurance

Could one mistake on your life cover application end up costing you R300,000? Leave your life cover to the wrong person and it could end up costing thousands of Rand’s. Leave it to the ‘right’ person and it costs nothing. Maybe you’ve never thought about how much it could cost you. Maybe you didn’t know.In this article, we […]

How does a life policy cession work?

Mike’s looking to buy a home. Problem is the banks want him to take out life insurance and cede it to them. He wants to know whether he should. Here’s what you should know… A life insurance policy is basically a contract between the life insurance company and the owner of the policy who is […]

OneSpark are changing the insurance game | Let’s introduce you to them!


Over the past year and a half, many South Africans have faced super tough financial times due to the effects of the pandemic and this, in turn, has impacted their ability to afford insurance premiums. We know this as we have historical missed premium data scales to prove it. Having the right insurance policies in […]

Why shouldn’t you delay your decision to take out life insurance?

Old Mutual Life Cover

Procrastination is the act of delaying or postponing something, and we are all guilty of it. Sure, some of us are a little better than others at ticking things off our to-do list, but most of us can’t say we’ve never put off until tomorrow what we could get done today. Why is it important […]

Can you take out Life Cover during this Covid-19 crisis?


South Africa is in ‘lockdown’ and we’re all in a collective fight against this Covid-19 pandemic. The roads are eerily quiet, the sounds of nature have replaced the sounds of cars, hooting, sirens, and planes. We’re all finding new ways to exercise, to entertain ourselves and we now have an abundance of time to get […]