Are they allowed to charge you this much on your loan?

They’ve offered me a personal loan at 25% per annum interest. Am I being ripped off? I was checking my credit card statement the other day and asked myself the same question. It all started when I withdrew some money at the ATM… I don’t know if you bank at the same one as I […]

Which is better for you? A 2 or 3 year loan?

So you’ve just been offered a loan, but you can’t quite decide between two options: a 2 year loan at a higher interest rate or a 3 year loan at a lower interest rate? Take Paul for instance… He needs R20, 000 as in yesterday. His credit’s been approved but the consultant offered one too […]