SA's No 1 Insurance Blog

How disabled do you need to be to claim from disability cover?

In today’s video we look at why disability definitions are important when taking out disability cover. Disability cover definitions can be difficult to understand at times & you could end up taking out the cover thinking that you’re automatically going to get a 100% pay-out, which isn’t always the case.

Old Mutual Accidental Death & Disability

Old Mutual’s Accidental Death & Disability Plan provides the cover you need. An affordable accidental death & disability plan – cover starting from R50 000. No waiting period: cash benefit paid out immediately to you or your family should you be involved in an accident that results in your death or permanent disability. Choose your benefit amount: from R50 000 to R250 000, to suit your budget.

Death/disability from causes other than an accident: full refund of all premiums paid. Cash back benefit: After every 5 years of premiums paid you will receive a cash-back benefit equivalent to five premiums. Premium Holiday: you can skip up to 6 premiums over the life time of the plan. If you repay any skipped premiums, the relevant premium holidays will be reinstated.

Click here & leave your details if you’re interested in receiving an obligation free quote from an authorised Old Mutual consultant.

If you have any questions please don’t hesitate to contact us

The InsuranceFundi Team