9 Comments

1. 

   Santie on September 23, 2015 at 2:16 pm

   how much is keycare plus going to pay next year

   Reply
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     InsuranceFundi on September 29, 2015 at 4:45 pm

     Hi Santie,

     KeyCare Plus as you might know is based on your gross monthly income.

     If you earn more than R10, 751 it costs R1, 734 a month for the main member.
     If you earn between R7, 551 and R10, 750 it costs R1, 165 a month.
     If you earn between R291 and R7, 550 it costs R832 a month.
     If you earn between R0 and R290 a month you pay R290 monthly.

     Reply
2. 

   penny on October 7, 2015 at 12:33 pm

   hi i will like to know how much is keycare core for 2016?

   Reply
3. 

   Susan Robinson on October 27, 2015 at 9:37 am

   I think it is absolutely shocking that because I was overseas for one year 2007 to 2008 – that I cancelled my medical aid which was a full plan including my son and in 2008 went onto Classic Delta Core that I am still paying a penality 7 years later. I am 64 years of age and in 2007 I lost everything I had worked for my home, everything. To find out now that I am paying a penality to a company that I have been loyal to is absolutely shocking and disguisting. The only reason I do Discovery is for Vitality otherwise I would move.

   Reply
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     InsuranceFundi on October 27, 2015 at 10:29 am

     Hi Susan,

     I empathise with you on this.
     Think of someone who gets retrenched and can’t afford medical aid for a year or two. As soon as they get back on their feet again, they find themselves slapped with late joiner penalties because of something outside their control. I do agree with the penalty being applied to someone who’s never bothered to be on medical aid before.

     I know you’re taking issue with Discovery over this, but I doubt whether any other medical scheme would have treated you differently. Think of it from an underwriting perspective, you’re 64 right now which means the potential for claims from you is substantially higher than for someone in their 30’s. Given those circumstances, should they be lenient with the 5% penalty?

     Reply
4. 

   Magdalena Dorothia Nagel on November 2, 2015 at 6:42 am

   I would like a Discovery Health Smart Plan

   Reply
   • 

     InsuranceFundi on November 4, 2015 at 9:15 am

     Hi,

     I’ll have someone contact you

     Reply
5. 

   SAVY PILLAY on September 16, 2016 at 8:25 am

   I need to know what Gap Cover covers – i am on Discovery Coastal Core

   Reply
   • 

     InsuranceFundi on October 3, 2016 at 7:52 am

     Hi Savy,

     I’ve written a few posts on gap cover and what it does. Do a search for gap cover.

     In its most basic form, gap cover pays any shortfall owing to a specialist, which was not paid in full by your medical aid.

     Do you need gap cover?
     Most certainly you do, and Discovery Health has just launched their own gap cover product confirming the need.

     Reply