A transparent, recurring-premium retirement solution that aims to meet your retirement savings needs. The Optimal Plan is adaptable enough to accommodate changes to your lifestyle. It offers the reassurance that the fund value of the retirement solution remains intact when life throws that unexpected curve ball.
The minimum premium is dependent on the term chosen.
Premium increases (annual or voluntary) can be made, but these are limited to 20% of the monthly premium each year, or R7 500 – whichever is greater.
There are no reduction fees if you need to stop paying premiums, decrease the premium, transfer to another retirement fund or commute (fully disinvest subject to conditions). *There are also no reduction fees on divorce orders, emigration, or on death. However, a transaction administration fee will be charged.
Disclaimer: Old Mutual Life Assurance Company (SA) Limited is a licensed FSP and Life Insurer.
Ts & Cs Apply