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Old Mutual Optimal Retirement Annuity

A transparent, recurring-premium retirement solution that aims to meet your retirement savings needs. The Optimal Plan is adaptable enough to accommodate changes to your lifestyle. It offers the reassurance that the fund value of the retirement solution remains intact when life throws that unexpected curve ball.

Investment minimums

The minimum premium is dependent on the term chosen.

PREMIUM-PAYING TERMMINIMUM MONTHLY PREMIUM
5 – 9 yearsR2 000
10 – 20 yearsR500
21 – 25 yearsR350*

Premium increases (annual or voluntary) can be made, but these are limited to 20% of the monthly premium each year, or R7 500 - whichever is greater.

* R350 when investing in only internal funds.
* R500 for external funds or for a combination of
internal and external funds.

There are no reduction fees if you need to stop paying premiums, decrease the premium, transfer to another retirement fund or commute (fully disinvest subject to conditions). *There are also no reduction fees on divorce orders, emigration, or on death. However, a transaction administration fee will be charged.

If you would like to speak to an authorised Old Mutual financial advisor simply submit your details below.

Old Mutual Life Assurance Company (South Africa) Limited is a Licensed Financial Service Provider.

*Ts & Cs Apply


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