Let’s be honest, car insurance is 1 of those monthly expenses we’d all like to save on…and the reality is that many of us spend less time on the road because we’re working from home.
So, if you’re not driving as much as you used to, shouldn’t you be paying less for car insurance?
Well, the answer to that question is yes. You should be paying less, and that’s why we want to introduce you to King Price’s chilli ‘pay per k’ car cover. Chilli is comprehensive insurance (which means that it still covers accidents, theft, hi-jack, hail, and third party damage) but it’s way cheaper because you only pay for the kilometres you drive!
Here’s how much you could pay
Not everyone drives the same distance each month, so why should we all pay the same premium for our car insurance? If you don’t drive a lot, then you shouldn’t have to pay the same amount as someone who’s on the road most of the day, because your risk is less.
With chilli, your first monthly premium will be calculated based on how far you drive during an average month. The value of your car also plays a part. If your car is valued under R500,000 and you travel less than 100km a month, you could pay as little as R299 a month. Which in comprehensive car insurance terms = huge savings. As much as 70% in some cases! Thereafter, your monthly premium may change depending on your previous month’s actual mileage, the excess you chose, and your individual risk profile.
To make the whole process easier for you, King Price has an awesome app that you can download for free and use to track your mileage each month. Another option is for you to get an approved tracking system installed in your car. This will then automatically send your mileage to King Price.
You also don’t have to activate your cover each time you decide to drive somewhere… You’re covered all the time!